Hey Leo? Why do I bother getting up in the morning?

pilly

Wheeliebin30 wrote: »

When did the country become so left wing?

Probably during the boom. So much to throw around that when you try take it back in bad times people loose their mind.

If you mean when did Ireland become more liberal, it's been happening for decades now. Women are allowed work after they get married and all. Great isn't it?

Idbatterim

Idbatterim wrote: »

Ipaid for by world class insane rates of tax, like the marginal one here thieving over 50% of our income over a paltry figure...

If you earn 100,000 euro here (and pay no pension contributions, which would reduce your tax bill even further) you pay 39% across all income taxes and charges.

If you earn 60k and are unmarried, you pay less than 20% in income taxes and charges. If you're married, it's less again.

This 50% figure is regularly trotted-out but is absolutely irrelevant to the vast majority of people, even on 100k.

I defy anybody to tell me they are paying 50% tax on their income.

Princess Consuela Bananahammock

Wheeliebin30 wrote: »

When did the country become so left wing?

Probably during the boom. So much to throw around that when you try take it back in bad times people loose their mind.

Was long before that. Early 90s when we starting thinking for ourselves and not letting the church do it for us. At least on a social level.

If anything, boom time - early 2000s - was when we realised there was more benefit in getting a few extra euro than giving a **** about anyone else and moved more right wing on an economic level.

Shemale

Augeo wrote: »

People love the 50% ish tax rate speel and I do mention it myself but if you're earning €50k you take home 73% ish of it, just over €36.5k (if you don't contribute to a pension).

That's 27% total tax on a not too bad salary.

I would say we pay over 50% overall, Paye, Prsi, Usc, Property, Motor, VAT, Alcohol, Dirt, Inheritance, General insurance, Life insurance, Tv licence and you can be use water and carbon are on the way

ytpe2r5bxkn0c1

Shemale wrote: »

I would say we pay over 50% overall, Paye, Prsi, Usc, Property, Motor, VAT, Alcohol, Dirt, Inheritance, General insurance, Life insurance, Tv licence and you can be use water and carbon are on the way

That's a pointless way of looking at it.

Do that type of accounting in any country and the % would rocket - particularly some of the low income tax regimes where health and pension deductions are huge. Other EU countries has 25% VAT and some have not got a reduced rate at all (our 13.5%). Many also have fuel taxes much higher than ours.

Achasanai

Wheeliebin30 wrote: »

When did the country become so left wing?

Probably during the boom. So much to throw around that when you try take it back in bad times people loose their mind.

Looking at things as strictly left-wing/right-wing is pointless, in my opinion. Firstly, it all depends on the political views of the person (one man's left-wing socialist republic is another man's right-wing conservative state) and secondly, it's more nuanced than that. Fine Gael/Fianna Fail can't be called left-wing or right-wing. They're very much in the centre, ideologically and economically speaking, but have elements of statist, populist, or conservative aspects which impact on their policies.

qwerty ui op

Shemale wrote: »

Holding these views:

1) People who are able to work should do and shouldnt be rewarded for not being arsed
2) Hard workers who pay tax, paye and prsi should be first to be relieved of the increased taxes

As opposed to:
1) I can get free money so why would I leave the house when I can sponge off others
2) We should get more because we are "entitled"

Makes me the worse role model, lol.

I don't know all that much about what people get and or are entitled to.I'm sure with a wealthy country like ours it's quiet complex but if I was walking around with a big chip on my shoulder like yourself, you can be damn sure I'd know my stuff, before I'd be calling for the people with the least to get even less.
I'm not disinterested in how things are done either I completely agree with a poster above about the terrible waste in the HSE. But your views have nothing to do with how the gov works and are not just an opinion, it's an attitude that says "I know for sure their the problem" no matter what they have or don't have you'll teach your kids their the weak and should picked on. Look at how you continue to complain and point the finger even as you continue to get more and more.

Hitman3000

Wheeliebin30 wrote:

When you get a social house is it 10% of your income even when your circumstances change?

Do you enjoy being wrong so often?

Wheeliebin30

pilly wrote: »

If you mean when did Ireland become more liberal, it's been happening for decades now. Women are allowed work after they get married and all. Great isn't it?

So right wing means women aren't allowed work??

tayto lover

Deleted User wrote: »

Where are you living? In Dundalk they're everywhere all day every day.

I was stopped at Bellkurgan on Monday.
Ecco Road and Majors Hallow on Tuesday.
Wasn't about yesterday.
Stopped on the Point Road today.

They are about alright.

Donal55

Wheeliebin30 wrote: »

9.5/10 people have a job.

That's not luck.

Some have 2 jobs.

Wheeliebin30

Hitman3000 wrote: »

Do you enjoy being wrong so often?

It's a question not a fact.

Can you answer?

Hitman3000

Wheeliebin30 wrote:

Can you answer?

All councils operate a differential rent system it is based on household income of the principal earner and a potion is based if a spouse or partner is working. Here's a shocking fact for you. Many social housing tenants work. I lived in a council house from 1999 till 2004. I moved out and bought my own home. My last weekly rent to the council in 2004 was 114 euro on a gross wage of 520 euro. Does this go against your narrative?

Wheeliebin30

Hitman3000 wrote: »

All councils operate a differential rent system it is based on household income of the principal earner and a potion is based if a spouse or partner is working. Here's a shocking fact for you. Many social housing tenants work. I lived in a council house from 1999 till 2004. I moved out and bought my own home. My last weekly rent to the council in 2004 was 114 euro on a gross wage of 520 euro. Does this go against your narrative?

I only asked a question, why are you so defensive?

tomwaterford

Hitman3000 wrote: »

All councils operate a differential rent system it is based on household income of the principal earner and a potion is based if a spouse or partner is working. Here's a shocking fact for you. Many social housing tenants work. I lived in a council house from 1999 till 2004. I moved out and bought my own home. My last weekly rent to the council in 2004 was 114 euro on a gross wage of 520 euro. Does this go against your narrative?

But but but....free houses whah


>may contain sarcasm

McCrack

A Tyrant Named Miltiades! wrote: »

If you earn 100,000 euro here (and pay no pension contributions, which would reduce your tax bill even further) you pay 39% across all income taxes and charges.

If you earn 60k and are unmarried, you pay less than 20% in income taxes and charges. If you're married, it's less again.

This 50% figure is regularly trotted-out but is absolutely irrelevant to the vast majority of people, even on 100k.

I defy anybody to tell me they are paying 50% tax on their income.

If you earn 60k as a single person your annual net will be just over 41k which is just about 33 percent deduction.

Check Deloitte income tax calculator online.

Hitman3000

Wheeliebin30 wrote:

I only asked a question, why are you so defensive?

Defensive? lol. You asked a question seems the answer makes uncomfortable reading for you.

Hitman3000

tomwaterford wrote:

But but but....free houses whah

I know it's terrible when facts disprove the rabble rousing narrative.

ytpe2r5bxkn0c1

Hitman3000 wrote: »

Defensive? lol. You asked a question seems the answer makes uncomfortable reading for you.

Where did they do anything but ask a civil question? There didn't, to me, seem to any agenda attached.

Hitman3000

Alec Plain Scrubber wrote:

Where did they do anything but ask a civil question? There didn't, to me, seem to any agenda attached.

I guess you have missed a lot of his/her earlier posts.

BillyBobBS

tomwaterford wrote: »

But but but....free houses whah


>may contain sarcasm

They also get free prams, heating, dutch gold and betting slips according to boards know it all's. They also should be moved to the sticks and made commute 2 hrs each way to work because they don't pay enough taxes.

I'm waiting for people in social housing to be blamed for the Kennedy assassination and 9/11 by one or two in here

Ah bless their little socks they love a good moan.

Shemale

Alec Plain Scrubber wrote: »

That's a pointless way of looking at it.

Do that type of accounting in any country and the % would rocket - particularly some of the low income tax regimes where health and pension deductions are huge. Other EU countries has 25% VAT and some have not got a reduced rate at all (our 13.5%). Many also have fuel taxes much higher than ours.

Agreed, I was replying to one poster mentioned we were paying around 30%, I was just pointing out all tax areas we pay so 50% wouldn't be far off the mark.

Shemale

qwerty ui op wrote: »

I don't know all that much about what people get and or are entitled to.I'm sure with a wealthy country like ours it's quiet complex but if I was walking around with a big chip on my shoulder like yourself, you can be damn sure I'd know my stuff, before I'd be calling for the people with the least to get even less.
I'm not disinterested in how things are done either I completely agree with a poster above about the terrible waste in the HSE. But your views have nothing to do with how the gov works and are not just an opinion, it's an attitude that says "I know for sure their the problem" no matter what they have or don't have you'll teach your kids their the weak and should picked on. Look at how you continue to complain and point the finger even as you continue to get more and more.

Such utter nonsense, as a hard working father I gave my view on the budget and because you disagree you say I am a worse role model than someone has chosen never to work whose first word was probably "entitled".

You have quite obviously taken great personal offence so I am guessing you are one of the people that chooses to not work given the "people with the least" tripe you are spouting.

My previous posts were commenting on the budget inline with the actual thread.

Problems with Ireland:

1) Too much scamming of social welfare
2) Long term social welfare is too high, no incentive for people on it to get a job
3) The multiple layers of management in the HSE
4) The cost of keeping prisoners per head is too high
5) Government after government setting up new quangos so they can give their friends jobs
6) Tribunals and reports that end up going nowhere
7) Unnecessary court cases
8) The oil being given to Shell
9) Roads being given to a private company
10) Too much admin / overpaid admin in civil service office jobs
11) Not collecting the correct rate of tax off major corporations

This would generate serious savings which could then go into front line services and care services for the disabled and elderly and education.

But it's Ireland and all of this is a pipe dream.

Grandeeod

Shemale wrote: »

Such utter nonsense, as a hard working father I gave my view on the budget and because you disagree you say I am a worse role model than someone has chosen never to work whose first word was probably "entitled".

You have quite obviously taken great personal offence so I am guessing you are one of the people that chooses to not work given the "people with the least" tripe you are spouting.

My previous posts were commenting on the budget inline with the actual thread.

Problems with Ireland:

1) Too much scamming of social welfare
2) Long term social welfare is too high, no incentive for people on it to get a job
3) The multiple layers of management in the HSE
4) The cost of keeping prisoners per head is too high
5) Government after government setting up new quangos so they can give their friends jobs
6) Tribunals and reports that end up going nowhere
7) Unnecessary court cases
8) The oil being given to Shell
9) Roads being given to a private company
10) Too much admin / overpaid admin in civil service office jobs
11) Not collecting the correct rate of tax off major corporations

This would generate serious savings which could then go into front line services and care services for the disabled and elderly and education.

But it's Ireland and all of this is a pipe dream.

You've suddenly expanded your argument/position with that post. Considering the length of it, I guess SW scammers, fraudsters, cohorts and etc. etc. etc. are the least of your reasons to moan.

Permabear

This post has been deleted.

Shemale

Grandeeod wrote: »

You've suddenly expanded your argument/position with that post. Considering the length of it, I guess SW scammers, fraudsters, cohorts and etc. etc. etc. are the least of your reasons to moan.

Nope, I have already commented on the budget, that is just well known issues with the country that need resolving but won't be.

ytpe2r5bxkn0c1

Permabear wrote: »

This post had been deleted.

Even in 250000 you'd pay 46%, assuming no pension deductions.

Geuze

Permabear wrote: »

This post had been deleted.

Nobody in Ireland pays 50% direct taxes [tax, USC, PRSI].

chicorytip

Shemale wrote: »

Such utter nonsense, as a hard working father I gave my view on the budget and because you disagree you say I am a worse role model than someone has chosen never to work whose first word was probably "entitled".

You have quite obviously taken great personal offence so I am guessing you are one of the people that chooses to not work given the "people with the least" tripe you are spouting.

My previous posts were commenting on the budget inline with the actual thread.

Problems with Ireland:

1) Too much scamming of social welfare
2) Long term social welfare is too high, no incentive for people on it to get a job
3) The multiple layers of management in the HSE
4) The cost of keeping prisoners per head is too high
5) Government after government setting up new quangos so they can give their friends jobs
6) Tribunals and reports that end up going nowhere
7) Unnecessary court cases
8) The oil being given to Shell
9) Roads being given to a private company
10) Too much admin / overpaid admin in civil service office jobs
11) Not collecting the correct rate of tax off major corporations

This would generate serious savings which could then go into front line services and care services for the disabled and elderly and education.

But it's Ireland and all of this is a pipe dream.

You think long term rates for Social Welfare are too high. But which payments, specifically? Those in receipt of Jobseekers Benefit /Allowance, for instance, are required to provide evidence that they are,in fact, genuinely seeking employment and /or are willing to attend training courses etc. Otherwise, they face the prospect of their payment being reduced or discontinued. Is this not incentive enough to encourage those signing on to seek work? The days of being on the dole for life are long gone and those politically responsible deserve credit for cracking down on this type of abuse of the system.

Permabear

This post has been deleted.

suicide_circus

http://services.deloitte.ie/tc/

Sorry can someone explain part 7a, "age attained during 2017"?

qwerty ui op

Shemale wrote: »

Such utter nonsense, as a hard working father I gave my view on the budget .

Whats that mean? "as a hard working father" why not just simply, say I gave my views on the budget.

Is this your identity, how you see yourself in the eyes of the world.

I came onto this thread saying how overall people live much higher and lavish lifestyles now than before and most move to more comfortable situations, cars houses etc. Amazingly some posters actually put up some kinda piss poor argument against this, before they copped on. Having seen the ridiculousness of trying to say they have it tough, it turns out that people want to make the distinction between themselves the noble hardworking and the so called lazy layabouts. No attempt here, at looking at the government objectively it's all about themselves and their place in society. Looking down on others, so as to feel good about yourself.
And yes Shemale you certainly just did expand your position

NinetyTwoTeam

The dole is still less than it was in 2006. Dunno about you lot but my cost of living has gone up just a tad in the last 11 years, and I've lost 2 jobs due to a recession I didn't cause.

There's no work here in the Northwest and businesses are still closing. If anyone wants to trade places with me and live off less than 200 a week, I'll gladly take your job and pay the current income tax. Otherwise shut your hole and be grateful you have a bloody job to go to. Sick of this tripe.

A bloody fiver, yeah we're all delighted, that'll keep us in Dutch gold and tracksuits all the livelong day.

Actually, it'll help me afford the antidepressants I need to cope with not having a job the last 2 years since the government and banks destroyed the economy.

Jawgap

Geuze wrote: »

Nobody in Ireland pays 50% direct taxes [tax, USC, PRSI].

You obviously don't have to submit a self-assessed tax return.......my total deduction each year amounts to over 50%. Makes you wonder 2 things.......

1 why take in extra work when most of what you earn will go to the government

2 are people really serious when they describe Ireland as a low tax economy?

pjohnson

NinetyTwoTeam wrote: »

The dole is still less than it was in 2006. Dunno about you lot but my cost of living has gone up just a tad in the last 11 years, and I've lost 2 jobs due to a recession I didn't cause.

There's no work here in the Northwest and businesses are still closing. If anyone wants to trade places with me and live off less than 200 a week, I'll gladly take your job and pay the current income tax. Otherwise shut your hole and be grateful you have a bloody job to go to. Sick of this tripe.

A bloody fiver, yeah we're all delighted, that'll keep us in Dutch gold and tracksuits all the livelong day.

Actually, it'll help me afford the antidepressants I need to cope with not having a job the last 2 years since the government and banks destroyed the economy.

The whingers dont give a rats ars about you. They view you as some kind of enemy/scum and reality and facts dont help their agenda.

pjohnson

Kiwi Coco wrote: »

Who thinks he is scum, unless you can name people you are talking bollox.

Last time I named people I got a warning. Just read a few pages. Its hard to miss.

Shemale

chicorytip wrote: »

You think long term rates for Social Welfare are too high. But which payments, specifically? Those in receipt of Jobseekers Benefit /Allowance, for instance, are required to provide evidence that they are,in fact, genuinely seeking employment and /or are willing to attend training courses etc. Otherwise, they face the prospect of their payment being reduced or discontinued. Is this not incentive enough to encourage those signing on to seek work? The days of being on the dole for life are long gone and those politically responsible?
L deserve credit for cracking down on this type of abuse of the system.

There has always been a requirement to give evidence of looking for work which involved just getting a form signed, sure they have added courses but I am not convinced this is enough.

I am enrolled in Springboard and was at an open day in ITB last year and I met lads there I know since school(left in 95) who have never worked that signed up. I met one one during summer and asked him how the course was going and he said he just signed up to keep his dole, so the government / EU are paying about 4k a year plus dole for him.

I did a cert course and am now doing a H Dip and initally the class sizes were in the 30s but after a couple of weeks numbers attending dwindled to low teens which I would image is for the same reason.

I am not sure if the jobseekers reduces after a period of time but if it diesnt I think it should.

myshirt

The staff in the Department of Social Protection are typically very poor in my experience. There is a lack of effective governance, accountability, and oversight of these programmes.

Admittedly, they got better during the recession and they are getting better now. There is just a legacy of extremely poor staff that need to be filtered out of these organisations. The culture needs to change, and they need better leadership. We all know that but it is not popular to say.

Shemale

suicide_circus wrote: »

http://services.deloitte.ie/tc/

Sorry can someone explain part 7a, "age attained during 2017"?

The age you turned on you birthday in 2017, I think its to calculate the tax relief on your pension contributions to retirement age

Jawgap

NinetyTwoTeam wrote: »

The dole is still less than it was in 2006. Dunno about you lot but my cost of living has gone up just a tad in the last 11 years, and I've lost 2 jobs due to a recession I didn't cause.

There's no work here in the Northwest and businesses are still closing. If anyone wants to trade places with me and live off less than 200 a week, I'll gladly take your job and pay the current income tax. Otherwise shut your hole and be grateful you have a bloody job to go to. Sick of this tripe.

A bloody fiver, yeah we're all delighted, that'll keep us in Dutch gold and tracksuits all the livelong day.

Actually, it'll help me afford the antidepressants I need to cope with not having a job the last 2 years since the government and banks destroyed the economy.

So why stay in the NW?

Maybe you've moved in the past, I don't know, and then went back to save on accommodation costs - but if there's no work there why stay there?

Shemale

qwerty ui op wrote: »

Whats that mean? "as a hard working father" why not just simply, say I gave my views on the budget.

A more descriptive version of "you lot"

qwerty ui op wrote: »

I came onto this thread saying how overall people live much higher and lavish lifestyles now than before and most move to more comfortable situations, cars houses etc. Amazingly some posters actually put up some kinda piss poor argument against this, before they copped on.

Lavish lifestyles? Maybe you have a lavish lifestyle or are stuck in the boom. The majority of my friends have one house, one old car(pre 2010) and do well to get away.

"Than before" , before when?

Most wages are way down on boom and taxation is up.

I did add more but that was around what we were talking about, not to do with the thread.

weldoninhio

trixiebust wrote: »

Another dole bashing thread ?!!

Just because someone is on state assistance, doesn't automatically qualify them as a lazy scrounger.

It would be the equivalent of me saying people who like a drink, have some sort of an issue with alcohol. But everyone's not the same, so it would be a silly & stupid argument. A lot like the generalisation that goes into every dole bashing thread.

Anyway back to bed I go, which is where I must be at this time of the day according to the majority of posters here.

Is it obligatory for someone to come into every thread with this same nonsense post??

1. This is not a “dole bashing thread”.
2. Everyone in here knows that “Just because someone is on state assistance, doesn't automatically qualify them as a lazy scrounger.”
3. The only people close to being bashed are the long term, never worked a day in their life wasters who choose the dole as the source of their ‘wages’.

Shemale

NinetyTwoTeam wrote: »

There's no work here in the Northwest and businesses are still closing. If anyone wants to trade places with me and live off less than 200 a week, I'll gladly take your job and pay the current income tax. Otherwise shut your hole and be grateful you have a bloody job to go to. Sick of this tripe.

Unemployment is at 9%, why stay in the NW if there is no work and its getting you down. I have worked with lots of people from Donegal who moved to get job. You would gladly swap but not move to get work?

I work with lots of people from Spain, Portugal, Croatia who left their families to move to a country with a different language to work.

Geuze

Permabear wrote: »

This post had been deleted.

Let's do the calculation for 200k, single person

Tax is

33800 * 0.20 = 6760
166200 *0.40 = 66480

less tax credits of 3300 gives = 69,940, or 34.97%

PRSI is 4% = 8000

So far 38.97%

USC is a pain in the neck to calculate, give me a minute.

12,012 * 0.005 = 60.06
6760 * 0.025 = 169
51272 * 0.05 = 2,563.60
balance * 0.08 = 129,956 * 0.08 = 10,396.48

USC = 13,189.14 or 6.59%


Total deductions are 88,336.48 or 44.17%.

Geuze

Let's do the calculation for 500k, single person

Tax is

33800 * 0.20 = 6760
466200 *0.40 = 186480

less tax credits of 3300 gives = 189,940, or 37.99%

PRSI is 4% = 20,000

So far 41.99%

USC is a pain in the neck to calculate:

12,012 * 0.005 = 60.06
6760 * 0.025 = 169
51272 * 0.05 = 2,563.60
balance * 0.08 = 429,956 * 0.08 = 34,396.48

USC = 37,189.14 or 7.48%


Total deductions are 247,129.14 or 49.4%

So okay, yes, as people earn over 500k, total direct taxes do head towards 50%.

My previous statement was technically wrong.

Now, of course, people on these incomes never pay 50% tax as they use many tax reliefs.

drdeadlift

Is there a financial budget which could please the majority of people in Ireland.

Im lucky to be looking at this from afar.

nice_guy80

drdeadlift wrote: »

Is there a financial budget which could please the majority of people in Ireland.

Im lucky to be looking at this from afar.

no

I don't mind paying taxes once the services are there
having to pay again when I go to the hospital is a joke

Jawgap

Ran the calculator at my figures and he deductions came out at 52% because of BIK deductions......they're still taxes too

Wheeliebin30

Let's cut the crap.

When is my slice of cheese arriving?

__..__

A Tyrant Named Miltiades! wrote: »

If you earn 100,000 euro here (and pay no pension contributions, which would reduce your tax bill even further) you pay 39% across all income taxes and charges.

If you earn 60k and are unmarried, you pay less than 20% in income taxes and charges. If you're married, it's less again.

This 50% figure is regularly trotted-out but is absolutely irrelevant to the vast majority of people, even on 100k.

I defy anybody to tell me they are paying 50% tax on their income.

I defy you to tell us how much tax you pay on your income.