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Moved from abroad - insuring a car

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  • 15-10-2017 3:36pm
    #1
    robertjagers
    Registered Users Posts: 8 ✭


    I have 8 claims-free-years from the Netherlands (I have them in writing from my previous insurer) and have just moved to Ireland for work.

    I have bought a car (VW Passat 03, 1.6 petrol) and am trying to find an affordable insurance for this car.

    I am finding only very expensive insurances, this appearantly has to do with my claims-free-years not having been built up in Ireland or the UK.

    Can anyone recommend an insurer who is a bit more leniant with this? I am a very careful, experienced driver and have never been in an accident (20 years of driving in total!).

    Has anybody here had the same situation before?

    Any tips/help is/would be appreciated very much!
    Tagged:


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    #2
    moonlighting
    Closed Accounts Posts: 470 ✭✭moonlighting


    you will have to pay the same amount that a new Lerner driver would pay. possibly more. could be talking 2 - 3 grand.
    no way around it.
    buying an old car 03 was a huge mistake.
    you need to buy a 2008+ car


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    #3
    robertjagers
    Registered Users Posts: 8 ✭robertjagers


    Hmm, that is good information... I already found out that an 'older' car will have you paying more premium (which is completely different from the Netherlands!).

    Budgetwise 08+ is not possible for now.... Will be possible in 2/3 months. Will upgrade and see what the premium will be.

    For now, have been quoted 1600 to 1800 per year.


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    #4
    moonlighting
    Closed Accounts Posts: 470 ✭✭moonlighting


    actually 1600 is not bad. i know its still a rip off
    was thinking more around the 2 grand mark myself


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    #5
    biko
    Registered Users Posts: 81,220 ✭✭✭✭biko


    Do you have an Irish or a foreign licence?
    Try www.clements.com and all the insurers in the sticky thread "List of insurers"


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    #6
    Marcusm
    Registered Users Posts: 10,322 ✭✭✭✭Marcusm


    Liberty claim tha they will accept no claims bonus records or similar from eU countries. They had no problem with mine - it was UK but they suggested other EU would be accepted.


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    #7
    robertjagers
    Registered Users Posts: 8 ✭robertjagers


    Liberty quoted me 1800 :-(

    I will be insured via AXA, they quoted me 1066 annual premium without using my claims free years.

    I am (somewhat) happy with it for now, will have to accept it. As soon as the budget allows it, I will look into a newer and smaller car, this will save me on tax, fuel and hopefully insurance...

    For now, thanks for bearing with me :-)


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    #8
    grogi
    Registered Users Posts: 8,615 ✭✭✭grogi


    robertjagers wrote: »
    Liberty quoted me 1800 :-(

    I will be insured via AXA, they quoted me 1066 annual premium without using my claims free years.

    I am (somewhat) happy with it for now, will have to accept it. As soon as the budget allows it, I will look into a newer and smaller car, this will save me on tax, fuel and hopefully insurance...

    For now, thanks for bearing with me :-)

    Honestly there is not much to be saved on the insurance... €1066 is a very good quote really, even with a bit of No Claims Bonus.


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    #9
    robertjagers
    Registered Users Posts: 8 ✭robertjagers


    Unfortunately AXA made a mistake in the 1066 quote..... Alas, there was not much I could do. For now, it is 1560 annual premium.

    I will however be exchanging my Dutch drivers license for an Irish one, AXA have confirmed that that will save me 453 euros on my annual premium. At first, I thought they were joking, but it is absolutely true, at a cost of 55 euros, I will be saving 453 euros :-)

    Furthermore, in a couple of months we will be exchanging our car for a younger one, that will save us another 150 to 250 euros per year on the annual premium.

    Will keep you posted! For now, I'm reasonably happy :-)


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