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"Direct Debit" through Stripe

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  • 19-10-2017 4:59pm
    #1
    Jonny303
    Registered Users Posts: 633 ✭✭✭


    Hi,

    Just looking for a bit of advise for using Stripe on regular "subscription" payments.

    I'm currently using Nuapay for direct debits and am very happy but some people are obviously tight for cash and would prefer to be using a credit card so I want to try and use the subscription/customer option from within stripe.

    My query is around data protection and acquiring the data. My method with direct debits through the bank is just a case of a form being filled, could I use the same method for acquiring credit card details?


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    #2
    daheff
    Registered Users Posts: 5,866 ✭✭✭daheff


    have you thought about using somebody like Realex to process the Card payments?

    Not sure how Nuapay/stripe could process card payments.



    But remember that card payments will involve circa 2-3% charge on your side vs DD bank fee of 10-50c (depending on your size/volumes).


    ***sorry didnt think the DD fee through properly. Nuapay are also charging you a value fee for your DDs. If you did the DDs yourself, then you would pay 10-50c to your bank. But then you'd need to be able to code XML***


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    #3
    Jonny303
    Registered Users Posts: 633 ✭✭✭Jonny303


    Nuapay are currently 0.5% and stripe 1.4%.

    Stripe have an inbuilt facility for setting up recurrent payments and storing customers and card details, I just want to try and cover myself for data protection really


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    #4
    ironclaw
    Registered Users Posts: 8,004 ✭✭✭ironclaw


    Jonny303 wrote: »
    Nuapay are currently 0.5% and stripe 1.4%.

    Stripe have an inbuilt facility for setting up recurrent payments and storing customers and card details, I just want to try and cover myself for data protection really

    You can easily set up a web-based form for customers to input their details, the exact steps and application depending on your business.

    You never see your customers details, send them a link, they put them in and Stripe does the rest. You can admin it from the Stripe dashboard, its a breeze.


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    #5
    Jonny303
    Registered Users Posts: 633 ✭✭✭Jonny303


    That's brilliant, I'll have a look at that


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    #6
    meijin
    Registered Users Posts: 1,266 ✭✭✭meijin


    You can write your own form, or use one of the available ones from https://stripe.com/works-with/categories/recurring-payments (they would usually charge additional fee)


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