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Multiple Pre-Autorisations from one institution.

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  • 23-10-2017 2:58pm
    #1
    keane16
    Registered Users Posts: 62 ✭✭


    Hi, I have a general query on Pre-authorisations, can you have multiple pre-authorisation on your account from one institution say a hotel?

    For example I book a hotel for Monday and on arrival I give my debit card for pre-auth, I check out on Tuesday and pay by cash, but then I need to stay Tuesday night and I book and use the same debit card for pre-auth, will the original pre-auth still be active/updated or will a new one be created meaning I have two pre-auth in action?


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    #2
    Tow
    Registered Users Posts: 7,418 ✭✭✭Tow


    A new one will be generated.  Each one will reserve the money from your account until it is released.  This may take a couple of weeks to drop off, as you are paying by cash.  Even paying by credit card may leave it there, as the staff often just put a new charge on the card.  This is the problem with shoehorning the credit card system into a debit card one.  The staff at the hotel will most probably know no better...

    When is the money (including lost growth) Michael Noonan took in the Pension Levy going to be paid back?



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    #3
    keane16
    Registered Users Posts: 62 ✭✭keane16


    Tow wrote: »
    A new one will be generated.  Each one will reserve the money from your account until it is released.  This may take a couple of weeks to drop off, as you are paying by cash.  Even paying by credit card may leave it there, as the staff often just put a new charge on the card.  This is the problem with shoehorning the credit card system into a debit card one.  The staff at the hotel will most probably know no better...
    Thats great, thanks for your reply


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    #4
    Bank of Ireland: Darren
    Closed Accounts Posts: 991 ✭✭✭Bank of Ireland: Darren


    keane16 wrote: »
    Hi, I have a general query on Pre-authorisations, can you have multiple pre-authorisation on your account from one institution say a hotel?

    For example I book a hotel for Monday and on arrival I give my debit card for pre-auth, I check out on Tuesday and pay by cash, but then I need to stay Tuesday night and I book and use the same debit card for pre-auth, will the original pre-auth still be active/updated or will a new one be created meaning I have two pre-auth in action?

    Hi keane16,

    Thanks for your message.

    If a retailer processes a transaction on the account and then cancels or voids the transaction (as would be case with pre-authorisation transactions) the transaction will show on your account until we get confirmation from the retailers bank that this transaction has been cancelled or voided. If a retailer did more then one of these pre-authorisation transactions they can all show on the account at the same time.
    Please be assured that they will fall off your account as soon as we get confirmation that the transactions were cancelled or voided by the retailers bank.

    Thanks again for getting in touch,
    Darren


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