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Possible points and insurance renewal

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  • 24-10-2017 3:39pm
    #1
    beer enigma
    Registered Users Posts: 6,166 ✭✭✭


    Quick question.

    So last night on my way back from Cork on the M7, I had the car set to 120kph (in a 120 zone) on cruise control and clicked the 'off' button just as I hit the 100Kph limit at the Naas Road - force of habit that I let it slow to 100 and then click the cruise control back on when its hits the 100kph mark. Ok so I know I should have been at 100 when I passed the sign, but as I say force of habit.

    Anyway, 100yds in whilst still slowing sat a lovely speed van - I was probably down to about 110 - 112 when I saw it, but no doubt I'll get a present in the post. Not disputing that bit, my bad.

    Question is, my insurance is due in two weeks. i can't tell the insurance company that I 'might' have collected points, but also heard that points are not applied for 28 days ?. So, if I receive notification in the meantime, am I at liberty to tell the insurers if technically the points wont be on for a month?

    Vehicle is a 318i 2001 which I'm selling at the end of the year, so due to the age, limited insurance choice and easy target.


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    #2
    Kimbot
    Moderators, Computer Games Moderators, Social & Fun Moderators Posts: 18,587 Mod ✭✭✭✭Kimbot


    You dont know if you were caught speeding yet tho, so until you receive the letter confirming it then you have no new points :D


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    #3
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,720 Mod ✭✭✭✭Henry Ford III


    If you get notification of points before renewal you should disclose them.


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    #4
    beer enigma
    Registered Users Posts: 6,166 ✭✭✭beer enigma


    Henry Ford III wrote: »
    If you get notification of points before renewal you should disclose them.

    That was my suspicion...insurer will be rubbing his hands together :rolleyes:


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