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Home Insurance within 50m of a stream

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  • 02-11-2017 2:46pm
    #1
    josip
    Registered Users Posts: 13,945 ✭✭✭✭


    Are there any insurance providers that don't ask about distance from a stream/lake etc, or ask for less than 40m?
    We live 45m away from a stream (and about 10m above it) but most providers ask if you're within 50m or more.
    It really limits competitive quotes for us.


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    #2
    godtabh
    Moderators, Science, Health & Environment Moderators Posts: 23,218 Mod ✭✭✭✭godtabh


    Get a flood map for the stream and send it to the insurances. Helped me once.

    I also got refused a quotation as I was within 10m for a stream. Didn't care that my apartment was 30 m above it!


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    #3
    Varta
    Closed Accounts Posts: 517 ✭✭✭Varta


    I am in a similar situation and have house insurance from FBD. They didn't ask about proximity but only if the house had ever been flooded.


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