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Funeral Insurance When Terminally Ill... And Young

  • 09-11-2017 12:13am
    #1
    Closed Accounts Posts: 3,971 ✭✭✭


    Is this even possible or would I be excluded for having a very life-limiting illness? I'm young too, 33. Would this make a difference?

    I'm on an online UK based support group for people in the same position and people there have been able to get great funeral insurance plans for quite a small monthly payment. I'm just not sure if that is possible over here.

    I just don't want to burden loved ones with a huge funeral bill when I'm gone but I am so broke, I cannot save the funeral amount. I can however pay a monthly insurance premium if there is a lower cost one available.

    I know I probably seem lazy asking here but it's an emotionally overwhelming, daunting and pretty upsetting thing to think about.


Comments

  • Registered Users Posts: 27,939 ✭✭✭✭looksee


    Hi Dara, I'm sorry you have this to deal with. I honestly can't say anything very useful, I have no idea. Is there anyone could pick up the phone for you and ask a broker? Then at least you would only have to ask once, rather than explaining over and over.


  • Closed Accounts Posts: 3,971 ✭✭✭_Dara_


    looksee wrote: »
    Hi Dara, I'm sorry you have this to deal with. I honestly can't say anything very useful, I have no idea. Is there anyone could pick up the phone for you and ask a broker? Then at least you would only have to ask once, rather than explaining over and over.

    My huz actually works in insurance but it's not a conversation I want to have with him. I may need professional advice.


  • Registered Users Posts: 56 ✭✭oconnot5


    Sorry to hear. There are options for over 50, no medical / disclosure needed. Not sure for younger though


  • Registered Users Posts: 27,989 ✭✭✭✭AndrewJRenko


    Some credit unions provide good value funeral insurance. This one includes cover for pre existing conditions after 12 months. Might be worth checking out what your local CU offers.




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