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Insurance after crash

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  • 15-11-2017 10:40am
    #1
    Geranium40
    Registered Users Posts: 67 ✭✭


    Hi, looking for some advice. I crashed into another car, and insurance company has settled claim for my car as its an economic write off (just waiting on chq). I have put deposit on new car and broker is saying that there is another claim on my insurance. My insurance is due for renewal on 27 Nov. but other claim will not be settled by then. Therefore, no other company will quote me for insurance, i will have to go to existing company. They are now quoting over €2,400 to insure me (it was €600 last year).
    I cannot afford this, and any advice would be greatly appreciated.


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    #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,720 Mod ✭✭✭✭Henry Ford III


    Who was at fault for the crash?

    How many outstanding claims do you have in total? 2?


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    #3
    Geranium40
    Registered Users Posts: 67 ✭✭Geranium40


    Henry Ford III wrote: »
    Who was at fault for the crash?

    How many outstanding claims do you have in total? 2?

    I crashed into car in front that was stopped but had no break lights on. He then hit car in front that was turning right (no damage to first car). Insurance company now saying there may be personal injury claim.


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    #4
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,720 Mod ✭✭✭✭Henry Ford III


    Brake lights. I think you may have a big issue unfortunately.


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    #5
    grogi
    Registered Users Posts: 8,615 ✭✭✭grogi


    Henry Ford III wrote: »
    Who was at fault for the crash?

    How many outstanding claims do you have in total? 2?

    There is a unsettled 3rd party claim.


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    #6
    grogi
    Registered Users Posts: 8,615 ✭✭✭grogi


    Geranium40 wrote: »
    They are now quoting over €2,400 to insure me (it was €600 last year). I cannot afford this, and any advice would be greatly appreciated.

    Nothing you can do really. And in fairness in your circumstances €2400 is not that bad right now.


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    #7
    waraf
    Closed Accounts Posts: 1,326 ✭✭✭waraf


    Maybe you could pick up a 50cc moped to get you through until the insurance is sorted out. (you can ride them on a standard car licence)


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    #8
    grogi
    Registered Users Posts: 8,615 ✭✭✭grogi


    waraf wrote: »
    Maybe you could pick up a 50cc moped to get you through until the insurance is sorted out. (you can ride them on a standard car licence)

    And still need insurance :)


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    #9
    Esel
    Registered Users Posts: 22,329 ✭✭✭✭Esel


    waraf wrote: »
    Maybe you could pick up a 50cc moped to get you through until the insurance is sorted out. (you can ride them on a standard car licence)

    Only if you have the moped class on your licence. They stopped giving that automatically in 2013 afaik.

    Not your ornery onager



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    #10
    Geranium40
    Registered Users Posts: 67 ✭✭Geranium40


    waraf wrote: »
    Maybe you could pick up a 50cc moped to get you through until the insurance is sorted out. (you can ride them on a standard car licence)

    Great idea, but unfortunately I live 8 miles from a town, have children and need a car :(


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    #11
    ED E
    Registered Users Posts: 36,167 ✭✭✭✭ED E


    Time to get started on your Taxsaver bus pass.


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