suing yourself

Andy From Sligo

I heard today of someone who flipped their car (no other vehicle or persons involved) is thinking of suing himself!! - can you actually sue yourself and if so how does that actually work? - seems a bit crazy!

Mint Sauce

Andy From Sligo wrote: »

I heard today of someone who flipped their car (no other vehicle or persons involved) is thinking of suing himself!! - can you actually sue yourself and if so how does that actually work? - seems a bit crazy!

Claim off his insurance, and screw him self over in increased premiums for the rest of his life maybe. Or done for fraud if it was deliberate.

tomwaterford

Is this not the idea behind fully comprehensive insurance??

Ingenious..

LollipopJimmy

Friend of mine was charged with careless driving causing harm, he injured himself so he was essentially charged for breaking himself up in a crash

Avatar MIA

tomwaterford wrote: »

Is this not the idea behind fully comprehensive insurance??

Does that not just cover the car and not your own personal injuries. So I thought anyway.

Can you just imagine the claims?

"Out of the blue and without warning I pressed the accelerator and not the brake..."

donegaLroad

if you had schizophrenia maybe you could?

Anesthetize

I'd like to sue myself for one billion euro.

Fr_Dougal

Remember a case from not too long ago, scumbag mother drives her car (with her own daughter as a passenger) and crashes it; didn’t have insurance.

Scumbag grandmother then sues daughter/insurance board for injuries that her granddaughter suffered.

Madness.

No, you can't sue yourself. For the simple reason that you can't give evidence against yourself, or instruct Counsel to cross examine yourself.

CardinalJ

You can't sue yourself and you certainly can not claim against yourself for your own negligence.

Fr_Dougal

Fr_Dougal wrote: »

Remember a case from not too long ago, scumbag mother drives her car (with her own daughter as a passenger) and crashes it; didn’t have insurance.

Scumbag grandmother then sues daughter/insurance board for injuries that her granddaughter suffered.

Madness.

But that's a completely different case. For obvious reasons, many cases will involve suing a friend or family member. Why would your grandmother be disentitled to claim on behalf of her granddaughter because they are related to the driver? That would be bizarre.

Fr_Dougal

Deleted User wrote: »

But that's a completely different case. For obvious reasons, many cases will involve suing a friend or family member. Why would your grandmother be disentitled to claim on behalf of her granddaughter because they are related to the driver? That would be bizarre.

Bizarre is getting into a car without insurance.

Fr_Dougal

Fr_Dougal wrote: »

Bizarre is getting into a car without insurance.

I have to admit I have never read the insurance policy for a driver before getting into a car. Do you? Really?

Either way, that's not the issue you raise, which is about suing a family member, not about who indemnifies it. Do you think an injured child should be precluded from suing through her grandmother because her mother was driving?

Akrasia

LollipopJimmy wrote: »

Friend of mine was charged with careless driving causing harm, he injured himself so he was essentially charged for breaking himself up in a crash

did he run himself over, because usually when you crash a car, you harm whatever you crash into, whether it's someone's hedge, or a lamp post, or the side of someone's house.

Careless driving is when you forget to indicate and someone beeps at you

Careless driving causing harm, is where the careless driving leads directly to a crash. The harm is caused to everyone else who has to ruin their day by tidying up after your mess

TallGlass

CardinalJ wrote: »

You can't sue yourself and you certainly can not claim against yourself for your own negligence.

Careful now. This is Ireland.

mickdw

Alot of car insurance policies do not have cover for injury to policy holder so while there will be cover for injury to passengers, the driver / policy holder will not get payout.
It is however possible to add personal injury cover to most policies.
I'd imagine you claim based on medical evidence following accident.

diomed

Why not fall down a hole and sue someone else?

tomwaterford

Avatar MIA wrote: »

Does that not just cover the car and not your own personal injuries. So I thought anyway.

Can you just imagine the claims?

"Out of the blue and without warning I pressed the accelerator and not the brake..."

I know mine is supposed to cover my own medical expenses from a crash anyway

Avatar MIA

tomwaterford wrote: »

I know mine is supposed to cover my own medical expenses from a crash anyway

Which seems reasonable, but you'll not get a pay out for "Whiplash"

LollipopJimmy

Akrasia wrote: »

did he run himself over, because usually when you crash a car, you harm whatever you crash into, whether it's someone's hedge, or a lamp post, or the side of someone's house.

Careless driving is when you forget to indicate and someone beeps at you

Careless driving causing harm, is where the careless driving leads directly to a crash. The harm is caused to everyone else who has to ruin their day by tidying up after your mess

He came off a motorbike, no damage to any property or third party

Liam McPoyle

Fr_Dougal wrote: »

Remember a case from not too long ago, scumbag mother drives her car (with her own daughter as a passenger) and crashes it; didn’t have insurance.

Scumbag grandmother then sues daughter/insurance board for injuries that her granddaughter suffered.

Madness.

IIRC that case involved a young girl that ended up with catastrophic, life changing brain injuries and the little girl will require life long care, no amount of money in the world can make up for that.

To answer the OP, you can not claim for personal injuries from yourself. Most comp insurance policies will cover the policy holder for medical expenses which are usually capped at around €1000 but that's the height of it.