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Loan consolidation BOI

  • 21-11-2017 7:55pm
    #1
    Santy2015
    Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭


    Hi, has anybody any experience with BOI with getting a loan but to get it to clear loans worth €3000, I have a reason down as wedding expenses which is correct I want to pay for honeymoon with it and a few other small things like room decorations. Honeymoon is 5k and the other stuff is 1k so I’ll literally only have around 1k left from a 10k loan but will be paying €199 instead of €264. My plan would be to hopefully have enough leftover from the wedding and after the honeymoon to take a good chunk off the new loan. All answers appreciated thanks


Comments

  • #2
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 83,080 ✭✭✭✭Atlantic Dawn
    M


    What interest rate is the old loan v's the new loan or are they the same?


  • #3
    Santy2015
    Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭Santy2015


    Atlantic Dawn wrote: »
    What interest rate is the old loan v's the new loan or are they the same?

    They’re the same. It just helps us to save a bit more in the short term for the wedding


  • #4
    Santy2015
    Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭Santy2015


    Santy2015 wrote: »
    They’re the same. It just helps us to save a bit more in the short term for the wedding

    Was offered a top up loan. So assume I’ll get that and then hopefully pay a nice chunk off it once the wedding/honeymoon are done


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