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PRSA V PPP: Pros & Cons

Tim76 · 2017-11-29 11:47:28

Hi all, Just wondering if someone in the know could shed a bit of light on this. I'm currently with a company in the private sector that provides access to a PRSA but does not contribute anything to it. I've heard that i would be better off going with a personal pension in this scenario but i'm just wondering if there are…

29-11-2017 12:47pm

#1

Tim76

Registered Users Posts: 955 ✭✭✭

Join Date: February 2013

Posts: 789

Hi all,

Just wondering if someone in the know could shed a bit of light on this.

I'm currently with a company in the private sector that provides access to a PRSA but does not contribute anything to it.

I've heard that i would be better off going with a personal pension in this scenario but i'm just wondering if there are any pitfalls? E.g. if I change jobs and the new employer contributes to a company PRSA scheme, am I losing out if I have my own personal pension or can the PP be transferred into the company PRSA?

Any advice appreciated!

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