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Cancelled insurance

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  • 01-12-2017 3:27pm
    #1
    Jordonvito
    Registered Users Posts: 524 ✭✭✭


    I'm returning to Ireland after spending the last 3 years outside the country. When I was younger I had an accident which an 18k claim was put in against me for whiplash (5 years ago). I then had a policy cancelled on me due to some confusion surrounding that claim. I disclosed the claim to the company but they then cancelled my insurance. I can't remember the exact details but I know I was honestbwith them.

    This cancelled policy is making it impossible for me to get insurance . if I didn't disclose the info about this claim would new insurers be able to find out about it? I know that this is not the right thing to do, but because of where I live I need a car to work. If I can't get insurance I will have to emigrate again. I wouldn't ask if I wasn't desperate. Thanks in advance.


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    #2
    SCOOP 64
    Registered Users Posts: 5,263 ✭✭✭SCOOP 64


    I think they ask have you any claims in the last 5 years , so what date was your claim, if it was 5 years ago as you say you might be ok.


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    #3
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    SCOOP 64 wrote: »
    I think they ask have you any claims in the last 5 years , so what date was your claim, if it was 5 years ago as you say you might be ok.

    The issue he will face is most likely that he had a policy force cancelled by an insurance company.

    No bonus.
    Claim.
    Forced cancellation.
    Hasn't been driving in Ireland for 3 years.

    The only way I can see him getting a quote will be with the assistance of the declined cases agreement.


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