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Changing Banks & Credit Card

  • 20-12-2017 9:44am
    #1
    JimPa
    Closed Accounts Posts: 83 ✭✭


    Thinking of changing bank from BOI as they are expensive and look like they will always be miles behind regarding technology. I have a current account with them and a credit card.

    I have no idea if the two are linked or not. If I was to change bank account (and close the BOI current account) would the BOI credit card still be operational or would that close down with the closure of the current account?

    Or would I be best to change the credit card to the other bank at the same time?


Comments

  • #2
    eurasian
    Registered Users Posts: 115 ✭✭eurasian


    They're very unlikely to be linked in any way other than belonging to the same customer. Credit card has it's own account, which is basically bank's money. I don't think closing current account will result in termination of credit card.


  • #3
    Sarn
    Registered Users, Registered Users 2 Posts: 3,086 ✭✭✭Sarn


    I did just that a few years ago. Closed my BOI current account and kept the BOI credit card. No issues, still have access to banking 365.


  • #4
    JimPa
    Closed Accounts Posts: 83 ✭✭JimPa


    Thanks folks. I thought that. Looking forward to leaving BOI!


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