One 4 All

jemmyboy

Does anyone know if One 4 All have stopped being available for Amazon? Bought a watch with my Xmas card from last year during the summer but don’t seem to be able to use the card this year. Slightly disappointing as I had something lined up for it :-/

pl4ichjgy17zwd

Stopped doing it in October unfortunately

jemmyboy

Zain Jolly Molecule wrote: »

Stopped doing it in October unfortunately

Raging :-/

Thanks for info though!

Nate--IRL--

I've been told it'll be doable again in January. But it could just be pub-talk.

Nate

jemmyboy

I wonder could you use it in store in M&S UK? Happened to purchase a suit during the week on my credit card but would just return and pay with one for all instead of my amazon purchase. So annoying they aren’t just prepaid mastercards :-/

ytpe2r5bxkn0c1

jemmyboy wrote: »

I wonder could you use it in store in M&S UK? Happened to purchase a suit during the week on my credit card but would just return and pay with one for all instead of my amazon purchase. So annoying they aren’t just prepaid mastercards :-/

Nationwide only, not in the UK.

CeilingFly

sugarman wrote: »

You can load them onto a prepaid visa for a small fee.

No you can't.

One4all make their money from charging retail stores high commission rates of up to 12.3%.

Irish issued cards are not valid outside Ireland. UK cards not valid outside UK. No longer accepted to get amazon card. No longer able to purchase a prepaid mastercard.

You can request balance to be cashed out at a fee of €8 subject to checks - if given as part of a tax free employee bonus tax may be applicable if you cash out.

Nate--IRL--

CeilingFly wrote: »

No you can't.

One4all make their money from charging retail stores high commission rates of up to 12.3%.

Irish issued cards are not valid outside Ireland. UK cards not valid outside UK. No longer accepted to get amazon card. No longer able to purchase a prepaid mastercard.

You can request balance to be cashed out at a fee of €8 subject to checks - if given as part of a tax free employee bonus tax may be applicable if you cash out.

Fairly certain you can - but at a limit of €100

Nate

nava

Nate--IRL-- wrote: »

Fairly certain you can - but at a limit of €100

Nate

Here is the link.

CeilingFly

nava wrote: »

Here is the link.

At a fee of up to 30% and a maximum loading of €100?

I got a €250 One4All card last Xmas from work, and cashed it out into my bank account (less the €8 processing fee) a month or two ago. €242 spent where I want is much more use to me than €250 where I can use the card.

jemmyboy

Basil3 wrote: »

I got a €250 One4All card last Xmas from work, and cashed it out into my bank account (less the €8 processing fee) a month or two ago. €242 spent where I want is much more use to me than €250 where I can use the card.

How did you manage to cash out to your bank account???

L1011

sugarman wrote: »

Up to 30%??? Maths isn't your strong point I see. It's €8 for every €100.

€3 for a tenner is 30%. That's the worst fee, hence "up to" is entirely valid.

Don't accuse posters of having maths issues when you haven't actually worked out the figures.

jemmyboy

jemmyboy wrote: »

How did you manage to cash out to your bank account???

Instructions are in their terms and conditions on their site.

First I called them to cancel the card, then I wrote them a letter saying I wanted the balance sent to my bank account. The letter had my bank details, and I also sent a recent bill, photocopy of my passport, and the card. It was all processed in under a week.

CeilingFly

sugarman wrote: »

Up to 30%??? Maths isn't your strong point I see. It's €8 for every €100.

It's really not the worst alternative if you can't cash out.

Arithmetic is my strong point, always has been. And in this instance even a primary school kid could work out that €3 of €10 = 30%, therefore the commission is "UP TO 30%" is very accurate statement.

One4all accused me of bad arithmetic saying their commission rate is 12.3% for retailers. They said it was 10%.

Unfortunately revenue commissioners won't share the commission costs, so for any retailer selling items that have 23% vat, the commission rate is 12.3% of net sales which is what a business must look at.

And that's why so few smaller retailers accept the card - and if more retailers understood the arithmetic even less would take it.

sunrainmooncl

These prepaid virtual cards don't have 3d secure and it looks like you can't top them up?