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Wrong car on policy?

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  • 31-01-2018 12:20am
    #1
    DaveyDave
    Registered Users Posts: 6,261 ✭✭✭


    When I got insurance with Liberty back in October I had to scan my logbook as they didn't have a 1.0 Golf Highline DSG on the system, while the MK7.5 Golf is relatively new I picked it up in October so it had been out for a good few months at that point. They had the previous 1.2 models and 1.0 UK Spec. I was covered under a similar car temporarily before scanning the logbook over. My policy went up €30 and I thought nothing of it.

    Just looking at quotes and my car is showing up as VOLKSWAGEN GOLF SE TSI 110 5dr Estate (999cc Petrol Automatic). This is a UK spec and the Golf Estate is a different model all together.

    Does this matter? Last thing I want is to be in a crash and they pull some technicality on me.


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    #2
    L1011
    Registered Users Posts: 69,013 ✭✭✭✭L1011


    It could matter, however if they selected that as the model after you gave them accurate info in good faith its unlikely to be an issue in case of a claim. You should still point it out to them.


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    #3
    Sue Pa Key Pa
    Closed Accounts Posts: 2,060 ✭✭✭Sue Pa Key Pa


    If a car is not on an insurer's data base, they sometimes have to substitute in a similar model with the same rating structure in order to issue the policy. I would insist on some document that this is what they did and they acknowledge the details on the log book


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