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Deeds of the House...Where best to store them?

  • 16-03-2018 8:42am
    #1
    raspberrypi67
    Registered Users, Registered Users 2 Posts: 806 ✭✭✭


    Hi Folks

    Not sure if this would be the right area in boards to post this but just
    wondering where the best place to store the deeds of the house when we get
    them this year. House finally paid off....Phew..1
    I don't think the house is a secure enough place but what do other people do?
    Is it possible to have the bank hold on to them, though bet there,s a charge..?


Comments

  • #2
    cml387
    Registered Users, Registered Users 2 Posts: 8,471 ✭✭✭cml387


    Banks are reluctant to hold deeds any more. We bought a fireproof safe and stored them under the stairs.:)

    And BTW doesn't it feel nice to have the house paid off?


  • #3
    raspberrypi67
    Registered Users, Registered Users 2 Posts: 806 ✭✭✭raspberrypi67


    Thanks for that. I was thinking along the same lines. My parents had a big steel safe.....!

    Yeah, its like the rope is gone....lol..no more debt
    cml387 wrote: »
    Banks are reluctant to hold deeds any more. We bought a fireproof safe and stored them under the stairs.:)

    And BTW doesn't it feel nice to have the house paid off?


  • #4
    TheChizler
    Registered Users, Registered Users 2 Posts: 9,464 ✭✭✭TheChizler


    I was of the impression that a solicitor normally holds on to them, along with wills and the like.


  • #5
    Marcusm
    Registered Users, Registered Users 2 Posts: 10,382 ✭✭✭✭Marcusm


    raspberrypi67 wrote: »
    Hi Folks

    Not sure if this would be the right area in boards to post this but just
    wondering where the best place to store the deeds of the house when we get
    them this year. House finally paid off....Phew..1
    I don't think the house is a secure enough place but what do other people do?
    Is it possible to have the bank hold on to them, though bet there,s a charge..?

    Is it registered title (Land Registry) or a Registry of Deeds case. In the former, the proof is the entry in the register and your piece of paper is not that important. If the latter then you have a bundle of documents heading back maybe a hundred years or longer and while they can be recreated, it would slow a sale. You can pay to have it changed to registered title (ie Land Registry) and that might be a good idea as you then don’t have to worry about safeguarding the pieces of paper!


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