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Insurance Claim Question

  • 28-03-2018 4:39pm
    #1
    chrislad
    Registered Users, Registered Users 2 Posts: 8,324 ✭✭✭


    About a year and a bit ago, a guy tipped the back of my car. No damage done, bar a scratch, and he was driving a truck, so it was very minor. Guards called, no injuries etc, so sort it out yourselves.

    Anyways, he filed a claim against me, and when my insurance company wouldn't pay after assessment etc, he has filed a Personal Injury claim with all sorts of nonsense. Anyways, the result on me for now is that my premium has gone up by about 120%, as I've lost my max No Claims Bonus.

    My question is that if/when this eventually gets settled, and if it gets settled in my favour, do I get my No Claims back, and if so, do I get reimbursed for the penalty while there was a claim (which the insurance company do believe is fraudulent) pending.


Comments

  • #2
    peteb2
    Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭peteb2


    Yes. Once your insurers recoup their outlay from the third party insurers.


  • #3
    coylemj
    Registered Users, Registered Users 2 Posts: 25,479 ✭✭✭✭coylemj


    chrislad wrote: »
    and he was driving a truck, so it was very minor.

    Non sequiter?     (it does not follow)

    Surely if you were rear-ended by a truck, there would have been more damage that what a car would have done to you?


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