Friend borrowing money

cbyrd

My Nana gave me a piece of advice when I was about 8
Neither a borrower nor a lender be,
Only give away what you don't expect back and only gamble with money you don't need..

homerjay2005

Wexford96 wrote: »

I've had a work colleage borrow from me. It was 1000 pounds and this was 12 months ago. Ive managed to get it down to 500, but today she asked for 250 more and that she'll pay the whole amount back in a few weeks when she is sorted out.
Over the last year, I've had to work hard to get some of the money back. She always has some drama going on meaning she's always broke. 
Can I believe that she might give me back the whole amount if I help her this time?
Or has she 0 respect for me and is just giving me another bad excuse.
Thank you

have you written proof that she owes you 500euro? you could take a claim against her if she doesnt pay you.

splinter65

sbsquarepants wrote: »

Many years back I "loaned" and ex 3.5k for, I kid you not, a boob job.
Gave me a bulshít story about waiting on a cheque to clear and she'd pay me back inside a week.

Not so much as a sighting of either the money or the tits since

I think I’m actually related by marriage to your ex. 20 years ago or so?

waffleman

Why would anyone give out a loan of 1000s of euro?

Daft carry on.

punisher5112

waffleman wrote: »

Why would anyone give out a loan of 1000s of euro?

Daft carry on.

Because some people are extremely good at manipulation or sob stories and 9 times out of 10 will pull on ones heart strings.

They prey on others kindness and willingness to help.

It can happen very easily but fool me once shame on you fool me twice shame on me.....

justfillmein

waffleman wrote: »

Why would anyone give out a loan of 1000s of euro?

Daft carry on.

you don't lend 1000's of euro's to aul Joan in no:16 around the corner.

it's usually given to family or (so called)friends.
people you are trying to help out, and who you think you can trust.

Appledreams15

justfillmein wrote: »

waffleman wrote: »

Why would anyone give out a loan of 1000s of euro?

Daft carry on.

you don't lend 1000's of euro's to aul Joan in no:16 around the corner.

it's usually given to family or (so called)friends.
people you are trying to help out, and who you think you can trust.

I don't think I would give 50 euro to a friend. I don't loan money!

justfillmein

I like lending out money, always have done.
never had an issue helping someone out like that.
and there have been plenty of times I've asked for money loans myself too.

unfortunately I lent a lot of money out not too long ago and it didn't go to plan.
I hate that it has left me reconsidering how I'll lend now, but that's where I'm at now.
I'd only lend to family, and I'd be worse than a bank for asking questions on how the money would be repaid!

sbsquarepants

splinter65 wrote: »

I think I’m actually related by marriage to your ex. 20 years ago or so?

It's a possibility, she did get married a few years back - "loan" would be around 15 or 16 years ago.

Tell her I want my tits back!;)

italodisco

Easy way to get your money back, tell her that you're going to sell the debt to a local dodgy loan shark and that 500 will probably be upped to 1k by them.

If she still ain't playing ball then go ahead and do just that.

justfillmein

sbsquarepants wrote: »

Tell her I want my tits back!;)

Wexford96

Got it down to 250 now. Had to threaten all kinds to get this last installment.
I also pulled in an older person we both respect to intervene.
One more installment and I'm paid finally. Never again.
Thanks.

ManOfMystery

Wexford96 wrote: »

Got it down to 250 now. Had to threaten all kinds to get this last installment.
I also pulled in an older person we both respect to intervene.
One more installment and I'm paid finally. Never again.
Thanks.

The best lesson in life is a hard learned one. 

I've been in your shoes before and it will serve you well in future when someone again tries to take advantage of your good nature.

lulu1

A friend of hours asked for a loan to as he put it to pay a final bill. We gave him 1200e. only last week he landed again looking for more again to pay a final bill with no mention of the first loan.

We will get it back but when I don't know

punisher5112

lulu1 wrote: »

A friend of hours asked for a loan to as he put it to pay a final bill. We gave him 1200e. only last week he landed again looking for more again to pay a final bill with no mention of the first loan.

We will get it back but when I don't know

You have no more and stuck yourself

lulu1

punisher5112 wrote: »

You have no more and stuck yourself

Yeah we told him he caught us on a good day the last time

We know hes getting himself into debt and he prob has to wait until he gets paid for the job he's doing but that's his choice.

Just don't expect others to pay the bills

JustAThought

Thats no friend. Thats a user. And a selfish one at that. Get the remaining £ from her and dont support her by ever lendung her money again - or buying her meals or drinks all night. She has obviously been treating people like this all her life and got away with it - who asks a work colleague for a thousand euro of loaned money - someone who has burned through all their other friends and family first. Well done on your intervening elder friend- continue to use them to that cash back, and never loan to her again. My granny used also chant that at randim times - never a borrower or a lender be. Seems to stand the test of time. Unlike your fairweather user nonchaland overspender colleague. Best of luck.

Wexford96

JustAThought wrote: »

Thats no friend. Thats a user. And a selfish one at that. Get the remaining £ from her and dont support her by ever lendung her money again - or buying her meals or drinks all night. She has obviously been treating people like this all her life and got away with it - who asks a work colleague for a thousand euro of loaned money - someone who has burned through all their other friends and family first. Well done on your intervening elder friend- continue to use them to  that cash back, and never loan to her again. My granny used also chant that at randim times - never a borrower or a lender be. Seems to stand the test of time. Unlike your fairweather user nonchaland overspender colleague. Best of luck.

Thanks!
 I'm told Ill get the remaining 250 this week which means over the next 2 workdays. I expect lots of drama and there will be nothing easy about getting it back. Lets see how hard/easy it is to extract the last installment.

Wexford96

Just picked up the last installment. I got this debt sorted thanks to the replies I got here on this forum. Those people who replied gave me the courage to go after what is mine. Thank you folks.

miamee

Well done on following it up with her OP - never give her another cent

MissShihTzu

Did she cry as she handed it over? It would be too much to expect thanks for the financial help you gave her....

JustAThought

Absolutely Delighted to hear of your great success - fair play to you it was ahard thing to do. Now ,as Twink woukd say, zip up your money!!

Baron Kurtz

cbyrd wrote: »

My Nana gave me a piece of advice when I was about 8
Neither a borrower nor a lender be,
Only give away what you don't expect back and only gamble with money you don't need..

Was it Mark Corrigan, yer nan?

Purple Mountain

Don't even give her the steam off your p-ss from now on.

ts_editor

Baron Kurtz wrote: »

Was it Mark Corrigan, yer nan?

William Shakespeare.


I'm intrigued and delighted that all these Irish nannies have read Hamlet ....


Neither a borrower nor a lender be,
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.


Wexford96, you're flush right now, and well .... I'm a little short .... :pac:

enda1

Good job PI forum and OP !

rainbowtrout

Well done OP, you are one of the lucky ones who got their money back from a sponger. She'll never ask you for money again.