Home Insurance Query

sReq | uTeK

Apologies in advance if this is not the correct forum.

We have an issue with a sewage pipe out the back garden that is faulty, as a result company will have to plant new pipe. To do this we will have to dig up a section of the paving, its nicely paved and obviously this will be a cost to dig up and put back down.

I reckon I'll be looking at 2k for the pipe and fitting and roughly the same for paving to get up and down.

Would this be covered under home insurance. We're with Aviva.

Cuddlesworth

Paving? As in the council owned pavement outside? Your going to have to pay the council for that privilege and wait for them to come out and do it.

tradesman

sReq | uTeK wrote: »

Apologies in advance if this is not the correct forum.

We have an issue with a sewage pipe out the back garden that is faulty, as a result company will have to plant new pipe. To do this we will have to dig up a section of the paving, its nicely paved and obviously this will be a cost to dig up and put back down.

I reckon I'll be looking at 2k for the pipe and fitting and roughly the same for paving to get up and down.

Would this be covered under home insurance. We're with Aviva.

Your need to talk to an insurance assessor (not a loss adjuster) they will advise you if you can claim. What part of the country are you in?

Captain Flaps

Cuddlesworth wrote: »

Paving? As in the council owned pavement outside? Your going to have to pay the council for that privilege and wait for them to come out and do it.

He did say it was in the back garden, so I'd assume it's his own yard paving.

antoinolachtnai

What is the cause of the problem? What does it say in your policy?

Lantus

Your premium will be loaded far in excess of what you intend to claim for in coming years. House insurance should be looked at as a failsafe for exceptional loss.