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Credit Card Limit Resetting

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  • 02-05-2018 10:16am
    #1
    nsorrentino
    Registered Users Posts: 1 ✭


    Hello

    I hold a BOI Classic Credit Card.
    I have reached the monthly limit in April (£1,000.00).
    In order to get my credit available reset, does it happen automatically or am I supposed to make a down minimum payment in order to start utilising the card?


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    #2
    Bank of Ireland: Darren
    Closed Accounts Posts: 991 ✭✭✭Bank of Ireland: Darren


    nsorrentino wrote: »
    Hello

    I hold a BOI Classic Credit Card.
    I have reached the monthly limit in April (£1,000.00).
    In order to get my credit available reset, does it happen automatically or am I supposed to make a down minimum payment in order to start utilising the card?

    Hi there,

    Thanks for getting in touch with us here.

    This can depend on your credit card type or if you have any additional agreements with us, as we'd have to have a look into your account details I'd ask you to either raise this through the "Ask a question" section within the "Service Desk" tab of your 365 online profile or by calling our credit card section directly on 0818 251 251 and the advisers in either section will be more than happy to look into your credit card account and confirm what options are available to you.

    Thanks again,
    Darren.


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    #3
    [Deleted User]
    Posts: 5,121 ✭✭✭ [Deleted User]


    nsorrentino wrote: »
    Hello

    I hold a BOI Classic Credit Card.
    I have reached the monthly limit in April (£1,000.00).
    In order to get my credit available reset, does it happen automatically or am I supposed to make a down minimum payment in order to start utilising the card?
    That isn't a monthly limit - it is the limit.
    To use the card you have to pay down the balance.


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