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Mortgage for Timber Frame

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  • 30-05-2018 12:40pm
    #1
    mike_2009
    Registered Users Posts: 533 ✭✭✭


    Hi,
    I'm looking at costing templates from various banks and for timber framed houses they all have a footnote "*Standard Timber Frame Structure with traditional block exterior". I'm not planning on using concrete after the foundation stage - there are better options for cladding. Any advice out there - has any else encountered this restriction? Thanks.


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    #2
    Gumbo
    Moderators, Society & Culture Moderators Posts: 39,462 Mod ✭✭✭✭Gumbo


    mike_2009 wrote: »
    Hi,
    I'm looking at costing templates from various banks and for timber framed houses they all have a footnote "*Standard Timber Frame Structure with traditional block exterior". I'm not planning on using concrete after the foundation stage - there are better options for cladding. Any advice out there - has any else encountered this restriction? Thanks.

    You need to speak directly to the Bank to see what they will accept.
    most consider a TF house with brick external façade as standard construction.


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    #3
    mike_2009
    Registered Users Posts: 533 ✭✭✭mike_2009


    Thanks - I Have a few enquiries out - I wonder if brick slips would be accepted?


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    #4
    Gumbo
    Moderators, Society & Culture Moderators Posts: 39,462 Mod ✭✭✭✭Gumbo


    mike_2009 wrote: »
    Thanks - I Have a few enquiries out - I wonder if brick slips would be accepted?

    What would the brick slips be attached to?


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    #5
    mike_2009
    Registered Users Posts: 533 ✭✭✭mike_2009


    Good question - I've no idea. I'll wait for the banks to get back to me, just disappointing they view anything that's not block/brick as second class housing....


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