Has your VISA card stopped working today?

Atoms for Peace

Outlaw Pete wrote: »

He died in 2003 I'm afraid.

Willie is the king now.

https://www.youtube.com/watch?v=CJ6jslKa1mQ

OldMrBrennan83

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Depp

Deleted User wrote: »

The cashless society is being pushed as a great thing but then this happens. I really do pity the staff in filling stations across the country right now.

that was a tough day at the office! almost a complete shutdown of our card machines and onsite atm between about 2 and 7 so left for a stressful day, amount of people who can't read signs that say ''cash only for fuel'' in bold all caps would shock you, luckily anyone that had a problem dropped back in with the cash eventually so I won't be killed tomorrow!

OldMrBrennan83

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Depp

Patww79 wrote: »

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most probably but thankfully all came back in the end!

YFlyer

Sheeps wrote: »

Doesn't matter who's fault it is, if I don't have access to my funds due to their reliance on the card networks, they should provide customers with a reliable alternative.

Not your fund if using a Visa card.

Sheeps

YFlyer wrote: »

Not your fund if using a Visa card.

A visa debit card is my funds. In any case it's never visas funds. Visa have nothing to do with it beyond providing the card network for allowing my card issuing bank talk to the merchants acquiring bank so they can charge their interchange rate.

jimmycrackcorm

EPAndlee wrote:

Was in a petrol station earlier and it was mayhem with about 12 people trying to pay with card

I went to a peek strain that had signs up saying no cards accepted, even though MasterCard had been working.

I do have a via credit card that I just use for emergencies but I have had a concern for a while that all my normal back cards and my revolut cards are MasterCard only. To many eggs in the banks basket.

weldoninhio

flazio wrote: »

If someone farted in a swimming pool ISIS would claim responsibility for a chemical attack.

Whoosh

JustAThought

Interestingly I was told twice by a virgin phone robot that my (visa) card was not a known number twice today. They siad that four times the other day too. Suspect its not just a one day wonder. Surprisingly I knew my visa was in good standing & no alcohol was involved (pre 6pm payments) so it had to be the machine. Not too happy but just had to go with it. Another day it would have been me.

OldMrBrennan83

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RustyNut

Patww79 wrote: »

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Yea but it was 5 grand on Thursday :pac:

skinny90

Patww79 wrote: »

Still not working for me anyway. Can't top up my Revolut.

There’s a Revolut issue also, not sure if it’s linked or just bad timing. go to support and you’ll see it at the top of your screen. My two top ups are stuck in pending. Worst case scenario it will reverse back to your card account

Pelvis

Visa didn't work for me a few minutes ago.

skinny90

skinny90 wrote: »

There’s a Revolut issue also, not sure if it’s linked or just bad timing. go to support and you’ll see it at the top of your screen. My two top ups are stuck in pending. Worst case scenario it will reverse back to your card account

I think it's just topping up revolut with visa that's the issue? Topping it up with mc is OK

Bitches Be Trypsin

Yeah I ran out of money on holidays, back today thank fuuck!

YFlyer

Sheeps wrote: »

A visa debit card is my funds. In any case it's never visas funds. Visa have nothing to do with it beyond providing the card network for allowing my card issuing bank talk to the merchants acquiring bank so they can charge their interchange rate.

Ah OK. Visa debit is different.

YFlyer

Patww79 wrote: »

Do you think there's only such a thing as a credit card?

No.

bodhrandude

I had a PTSB visa debit declined when using the tap feature yesterday in a Centra in Salthill, but my Ulsterbank Visa debit worked fine.

Depp

bodhrandude wrote: »

I had a PTSB visa debit declined when using the tap feature yesterday in a Centra in Salthill, but my Ulsterbank Visa debit worked fine.

ptsb tap transactions are notorious for this anyway, something to with their security features, its nearly surprising when they actually work sometimes

tom1ie

Depp wrote: »

ptsb tap transactions are notorious for this anyway, something to with their security features, its nearly surprising when they actually work sometimes

Really? I’ve never had that problem. Could be just lucky.

Sheeps

YFlyer wrote: »

Ah OK. Visa debit is different.

Its literally no different. Visa are the transaction network, the credit agreement is between you and your the card issuing bank. Visa do nothing but provide the network for your issuing bank and the merchants bank to talk to one another in real time. They also govern the rules of the network and facilitate things like secure code. The funds that are transferred again have nothing to do with visa. Settlement files are distributed between banks to indicate how funds should be transferred, but again this happens between the merchants payment provider and the merchants acquiring bank. Visa have very little to do with this process.


The only way in which debit cards are different is that visa will charge a higher interchange rate for credit. They are essentially just a brand, and the administrators of a network, and they charge a very hefty price for doing what they do, which is very little.

deco nate

OK, off Topic. But I have looked an it still makes no sense to me.
I'm with aib(visa debit) , and I'm looking at buying a soundbar from the North (over a grand in pounds)
Can anyone tell me if I'm better off buying in euros or pounds, thanks(mods, sorry for going ot please move to a relevant forum)

Reputable Rog

deco nate wrote: »

OK, off Topic. But I have looked an it still makes no sense to me.
I'm with aib(visa debit) , and I'm looking at buying a soundbar from the North (over a grand in pounds)
Can anyone tell me if I'm better off buying in euros or pounds, thanks(mods, sorry for going ot please move to a relevant forum)

Pounds

More of this card not working nonsense. Apparently 1 in 7 of Bank of Ireland debit cards are being declined at point of sale transactions, plus difficulties at withdrawing cash from ATMs.

https://www.independent.ie/business/personal-finance/bank-of-ireland-customers-hit-with-debit-card-problem-37034747.html

http://www.tv3.ie/xpose/article/news/270171/Bank-of-Ireland-customers-experiencing-SERIOUS-issue-with-debit-cards

https://www.fm104.ie/news/bank-of-ireland-hit-by-card-problems/

El Weirdo

Deleted User wrote: »

More of this card not working nonsense. Apparently 1 in 7 of Bank of Ireland debit cards are being declined at point of sale transactions, plus difficulties at withdrawing cash from ATMs.

https://www.independent.ie/business/personal-finance/bank-of-ireland-customers-hit-with-debit-card-problem-37034747.html

http://www.tv3.ie/xpose/article/news/270171/Bank-of-Ireland-customers-experiencing-SERIOUS-issue-with-debit-cards

https://www.fm104.ie/news/bank-of-ireland-hit-by-card-problems/

Sounds like it's a BoI problem rather than a Visa problem.