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Bike Hire Insurance

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  • 04-07-2018 5:30pm
    #1
    circler
    Registered Users Posts: 83 ✭✭


    Has anyone managed to insure their hire bike when abroad?

    I'm looking to hire from a couple of shops, and neither offer insurance, all liability on the rider. I'd hate to be liable for full cost of a bike especially if it wasn't my fault.

    Any ideas?


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    #2
    circler
    Registered Users Posts: 83 ✭✭circler


    From the Chill.ie website: "We will pay (up to the amount specified, based on the policy you choose) if you are legally liable for accidentally injuring someone, or damaging or losing their property."

    That would suggest to me that a hire bike is covered, as the bike isn't my property, and if it gets damaged or stolen (lost) then the policy should cover it. I emailed MAPFRE (the actual insurer?) about it and they said:

    "Please note that the damage to bicycles is not covered under the policy. However, we can consider medical expenses due to a fall for example if you were cycling on normal roads not on rough terrain.

    ...theft of the bicycle is also not covered. The policy does not extend to cover the bicycle itself."


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