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First time buyer questions

thetimeisnow · 2018-07-10 11:32:28

1. If one has generally been a bad saver would one have to show they have changed over a certain amount of time even if they knuckled down and had the deposit within 6 to 9 months 2.Does it matter if all your savings are in the credit union or should you have a savings account with the institution your borrowing the…

10-07-2018 12:32pm

#1

thetimeisnow

Banned (with Prison Access) Posts: 129 ✭✭

Join Date: May 2018

Posts: 94

1. If one has generally been a bad saver would one have to show they have changed over a certain amount of time even if they knuckled down and had the deposit within 6 to 9 months

2.Does it matter if all your savings are in the credit union or should you have a savings account with the institution your borrowing the mortgage from?

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#2 10-07-2018 12:58pm

Liam D Ferguson

Registered Users, Registered Users 2 Posts: 542 ✭✭✭

Join Date: September 2006

Posts: 532

thetimeisnow wrote: »

1. If one has generally been a bad saver would one have to show they have changed over a certain amount of time even if they knuckled down and had the deposit within 6 to 9 months

Most banks will look at a 12-month savings record.

thetimeisnow wrote: »

2.Does it matter if all your savings are in the credit union or should you have a savings account with the institution your borrowing the mortgage from?

Savings in the credit union are fine.

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