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Mortgage advice first time buyer

Mangelooooo · 2018-07-19 20:10:52

Hi guys.. I've found a house I want to buy (from private sale).. I know I can get 3.5 times my yearly salary from the bank and I already have saved well to get above 10% of the house cost which isn't expensive by today's standards at 120k.. I was just wondering what bank has the best rate to go with or any other advice…

19-07-2018 9:10pm

#1

Mangelooooo

Registered Users Posts: 11 ✭

Join Date: March 2017

Posts: 4

Hi guys.. I've found a house I want to buy (from private sale).. I know I can get 3.5 times my yearly salary from the bank and I already have saved well to get above 10% of the house cost which isn't expensive by today's standards at 120k.. I was just wondering what bank has the best rate to go with or any other advice anyone can give because I'm pretty new to all this..! Also it's a second hand house so I'm led to believe there is no first time buyer grant for second hand houses?

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Comments

#2 20-07-2018 2:04pm

hanaimai

Registered Users Posts: 207 ✭✭

Join Date: May 2018

Posts: 199

Use the mortgage comparison tool here to see what offers/rates are out there: https://www.ccpc.ie/consumers/financial-comparisons/mortgage-comparisons/

The Help to Buy scheme is indeed only for new builds.

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