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Do you mostly use cash or card?

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Comments

  • #202
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    Steve F wrote: »
    Thanks
    Just to clarify, there is as yet no way to "hack" the chip & PIN or contactless cards and clone them.

    If someone is using your card fraudulently, then they can only have either gotten the details (number, expiry & CVV) from a database, or have skimmed the magnetic strip and then used the card in an older ATM or in a country/retailer that doesn't require chip & PIN.

    You'll see videos going around of people using contactless machines in public to take payment from cards in peoples' pockets, but this isn't really a "hack" or a scam. Low-level fraud at best, where the bank is the victim, not you.
    The payments taken by those machines still have to be processed by an authorised payment processor; criminals can't just whip up a fake card machine in their workshop and take money from your account.


  • #203
    igCorcaigh
    Moderators, Recreation & Hobbies Moderators Posts: 11,796 Mod ✭✭✭✭igCorcaigh


    Revolut for groceries, retail and other discretionary spend.

    Bank transfer or direct debit for bills, rent, travel.


  • #204
    appledrop
    Registered Users, Registered Users 2 Posts: 6,077 ✭✭✭appledrop


    Mostly cash
    Well the bank knew that it was only online transactions that were tried so who knows how they got the details. I had card at all time so probably hacked some online website that I have previous brought stuff from. Although strange as I buy very little online + only use ones that are secure.


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