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Bank of Scotland Ireland Tracker Sale

  • 31-07-2018 9:57am
    #1
    jjmcclure
    Registered Users Posts: 570 ✭✭✭


    Hi,

    Received a letter in the post informing me that my tracker is being sold to Erimon Home Loans Ltd


    https://www.solocheck.ie/Irish-Company/Erimon-Home-Loans-Ireland-Limited-629282



    Does anyone know if this company has bought any other portfolios?



    My loan is not or never has been in arrears and I am wondering if Eirmon have cut deals in the past for quick repayment of the loan e.g. 60% to 75% of the loan balance paid in full??


Comments

  • #2
    redpipes
    Registered Users Posts: 1 ✭redpipes


    Hi jjmcclure got the same letter ,rang pepper to day for see if the would do a deal ,
    to spoke to a very unpleasent individual who took the party line with me, we don't do deals.

    So has anyone got any ideas

    How to deal with these individuals.


  • #3
    coylemj
    Registered Users, Registered Users 2 Posts: 25,479 ✭✭✭✭coylemj


    They will have your history which indicates that you made all your repayments on time and they will have no reason whatsoever to do a deal. If it's a variable rate mortgage then there's no reason why you couldn't pay a lump sum off the capital - not sure why the OP refers to this as cutting some kind of 'deal'.


  • #4
    jjmcclure
    Registered Users Posts: 570 ✭✭✭jjmcclure


    coylemj wrote: »
    They will have your history which indicates that you made all your repayments on time and they will have no reason whatsoever to do a deal. If it's a variable rate mortgage then there's no reason why you couldn't pay a lump sum off the capital - not sure why the OP refers to this as cutting some kind of 'deal'.


    Deals were "cut" for those in arrears, buy to let etc.



    Only the fools like me who paid on time every month didn't get a deal.



    The chance of a deal is now gone as the performing book was purchased at a discount and securitised.


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