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One 4 all vouchers

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  • 02-08-2018 2:01pm
    #1
    Registered Users Posts: 145 ✭✭


    Looking for some advice please...
    I received a one4all voucher some time ago from work and have not used it (€400). I find that where I live there are few options to use it.
    I could do with the cash but on contacting one4all they said as it was bought by a corporate body they cannot cash it to my account as there would be tax implications for the company.
    I was wondering if I were to use this voucher to buy another voucher to the value of €300 from the post office could I then cash it in to my a/c ?
    I am aware of the fees involved. ..
    Or does this make sense?


Comments

  • Registered Users Posts: 145 ✭✭crx===


    Thanks sugarman. Don't want the hassle of trying to sell on line.
    Prepay master card might be an option as I could buy petrol with it.


  • Registered Users Posts: 1,577 ✭✭✭Gooser14


    I don't think the Post Office accept One4all cards as a payment method.


  • Registered Users Posts: 145 ✭✭crx===


    Looking at the mastercard option the v+ prepaid virtual mastercard seems the only option from what I can see.. that is a complete rip off due to charges and the fact that it will work for sterling payments only otherwise it's conversation +2% charge for any other currencies .
    Is there not any better mastercard option available?


  • Registered Users Posts: 145 ✭✭crx===


    sugarman wrote: »
    crx=== wrote: »
    Looking at the mastercard option the v+ prepaid virtual mastercard seems the only option from what I can see.. that is a complete rip off due to charges and the fact that it will work for sterling payments only otherwise it's conversation +2% charge for any other currencies .
    Is there not any better mastercard option available?

    There are no charges other than a load fee of €8 per €100.

    The 2% charge is only if youre paying for goods not in euro.




    This is from their site..

    FX Fee (charged when you purchase goods or services in a currency other than sterling). 2%

    https://www.vplusprepaid.com/terms-and-conditions/uk/#table-of-fees


  • Registered Users Posts: 145 ✭✭crx===


    sugarman wrote: »
    crx=== wrote: »
    Looking at the mastercard option the v+ prepaid virtual mastercard seems the only option from what I can see.. that is a complete rip off due to charges and the fact that it will work for sterling payments only otherwise it's conversation +2% charge for any other currencies .
    Is there not any better mastercard option available?

    There are no charges other than a load fee of €8 per €100.

    The 2% charge is only if youre paying for goods not in euro.




    This is from their site..

    FX Fee (charged when you purchase goods or services in a currency other than sterling). 2%

    https://www.vplusprepaid.com/terms-and-conditions/uk/#table-of-fees


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  • Registered Users Posts: 11,363 ✭✭✭✭salmocab


    crx=== wrote: »
    Thanks sugarman. Don't want the hassle of trying to sell on line.
    Prepay master card might be an option as I could buy petrol with it.

    Do topaz or whatever it’s called now not take them? I know they used to sell them.


  • Registered Users Posts: 145 ✭✭crx===


    I asked in Applegreen and they said no.


  • Registered Users Posts: 69,014 ✭✭✭✭L1011


    Under 200 if on higher rate everything, particularly if they reduced it to cover the employer PRSI


  • Registered Users Posts: 145 ✭✭crx===


    Thanks sugarman! Never spotted that ! So that would be an option. ðŸ‘


  • Registered Users Posts: 5,565 ✭✭✭Pangea


    Got a 50 euro voucher a few years back, finally got round to wanting to use it and there was only a couple of euro left on it, wasnt aware that there are fees when you dont use it.


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  • Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    Pangea wrote: »
    Got a 50 euro voucher a few years back, finally got round to wanting to use it and there was only a couple of euro left on it, wasnt aware that there are fees when you dont use it.

    After 12 months, I think.


  • Registered Users Posts: 30,647 ✭✭✭✭odyssey06


    If you're stuck, according to the website, you can spend it online at these stores:
    https://www.one4all.ie/retailer/spend-online.html

    Includes Arnotts, Boots, Debenhams, Eason, McGuirks Golf, Molloys Off Licence (wine only).

    So your christmas presents should be sorted...

    "To follow knowledge like a sinking star..." (Tennyson's Ulysses)



  • Closed Accounts Posts: 3,378 ✭✭✭CeilingFly


    One4All charge retailers up to 12.3% commission, hence you will never have them accepted by low margin businesses such as petrol stations and supermarkets.

    As for cashing in corporate cards - this would have tax implications as no tax was applied under the gift giving scheme which has strict rules


  • Registered Users Posts: 852 ✭✭✭hillbloom


    I think Argos and Woodies take them as payment for a purchase.


  • Registered Users Posts: 47 MegX


    Used one in Argos few weeks ago.


  • Closed Accounts Posts: 16,095 ✭✭✭✭omb0wyn5ehpij9


    CeilingFly wrote: »
    One4All charge retailers up to 12.3% commission, hence you will never have them accepted by low margin businesses such as petrol stations and supermarkets.

    A lot of the Supervalu stores take them


  • Registered Users Posts: 69,014 ✭✭✭✭L1011


    BDJW wrote: »
    A lot of the Supervalu stores take them

    In Dublin - the proportion down the country is much lower. This is due to the bulk of Dublin stores being ex-Superquinn, who always took them.


  • Registered Users Posts: 7,134 ✭✭✭Lux23


    Could you do your food shopping with it?


  • Registered Users Posts: 69,014 ✭✭✭✭L1011


    Lux23 wrote: »
    Could you do your food shopping with it?

    In the few Supervalus, yeah


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