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Best bargaining tips for car insurance

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  • 27-08-2018 5:38pm
    #1
    Resverathrole
    Banned (with Prison Access) Posts: 216 ✭✭


    So what I mean by this, is when you're on the phone saying "I got another offer of X, can you beat it?"

    Are they able to check to see if what you're saying is true? And if you're making up a value, how far lower than their value should you bluff?


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    #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,720 Mod ✭✭✭✭Henry Ford III


    No they can't check.


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    #3
    rosmoke
    Registered Users Posts: 416 ✭✭rosmoke


    Bluff with how much you need to make it sound genuine. They have always discounted it for me with 50e ...


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    #4
    Resverathrole
    Banned (with Prison Access) Posts: 216 ✭✭Resverathrole


    rosmoke wrote: »
    Bluff with how much you need to make it sound genuine. They have always discounted it for me with 50e ...
    Didn't work


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    #5
    coylemj
    Registered Users Posts: 25,455 ✭✭✭✭coylemj


    They would have a fair idea of which of their competitors are currently giving quotes which are higher, about the same and lower in your category of the market (your age and the class of car) but there's no way they can check how much you were quoted.

    Ultimately, it's the same situation as when you're looking at a car for sale, you can threaten to walk and it's up to them to either let you go or drop the price. But if your offer is too low then they might consider you a tyre kicker and not be bothered to waste time dealing with you.


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