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Credit reports

  • 28-09-2018 8:17am
    #1
    AMBanks
    Registered Users Posts: 11 ✭


    Hi,

    I was just wondering if anyone has experience of getting icb and central credit register reports? I just received my icb report- it shows perfect payments for 2 years. I know that one payment was missed! As it is the bank who supplies the information to the credit companies should I believe the central credit register will hold the same info and not have record of the missed payment?

    I will apply for the central credit register report but they are asking for documentation that I don’t have to hand currently.

    Thanks
    A


Comments

  • #2
    martyoo
    Closed Accounts Posts: 872 ✭✭✭martyoo


    As it is the bank who supplies the information to the credit companies should I believe the central credit register will hold the same info and not have record of the missed payment?

    AFAIK it's down to the lender to report the missed payment to the ICB so I guess it's possible that they didn't in this instance.

    Was it a case that a direct debit payment was returned but then paid shortly after?


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