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Flexifi - anyone used them to buy a bike yet?

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  • 01-10-2018 4:25pm
    #1
    Andy Magic
    Closed Accounts Posts: 610 ✭✭✭


    I'm looking at using them to buy a bike for between 1-2k has anyone used them yet?
    Tagged:


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    #2
    circler
    Registered Users Posts: 83 ✭✭circler


    I'd never heard of them. They look costly. I did a rough calc with AIB and Credit Union and both were cheaper.

    €1500 over 24 months.

    Flexifi €1730
    AIB €1630
    Credit Union €1650


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    #3
    CramCycle
    Moderators, Sports Moderators Posts: 24,933 Mod ✭✭✭✭CramCycle


    The only benefit to them is if it is something you desperately need and your credit is not great for a variety of reasons. I wouldn't go down that route myself. If a bank will give you a loan, most have no penalties for wrapping up early either, so that would be my recommendation, as circler said, it makes more sense, and to be honest, bar a few noted circumstances, if the bank refuse such a small loan, maybe it is not a good time to get one.


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