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Best Mortgage Provider Currently

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  • 22-10-2018 11:42pm
    #1
    0gac3yjefb5sv7
    Closed Accounts Posts: 3,948 ✭✭✭


    Hi there, I wanted to check two things.

    1. Who is the best mortgage provider and cheapest long term (without giving you cash back that you pay extra for in the rate ).

    2. Has anyone gone 50% fixed and 50% variable?

    Thanks!


Comments

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    #2
    Mariomaker
    Registered Users Posts: 41 ✭Mariomaker


    Dont do 50/50. IMO the ECB is bound to raise interest rates so If you dont plan paying off mortgage early fixed is best option. Think TSB are offering a 5 year fixed intrest rate @ 2.97%. Not financial advice :-)


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    #3
    Samuel T. Cogley
    Registered Users Posts: 10,684 ✭✭✭✭Samuel T. Cogley


    Assuming they'll all give you a mortgage surely it's simply a function of the rate and the time they'll give it to you. OP may want to do 50/50 to allow him to overpay, if not, go more for a fixed rate.


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    #4
    wersal gummage
    Registered Users Posts: 1,648 ✭✭✭wersal gummage


    There are comparison websites that do all this online... Takes a few seconds to find the best rate. Best rate will depend on LTV and amount borrowed.


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    #5
    Geuze
    Registered Users Posts: 13,396 ✭✭✭✭Geuze


    UB at 2.3% over 2 years is good.


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