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Home business insurance

  • 21-11-2018 12:05am
    #1
    Registered Users Posts: 117 ✭✭


    I Am running a small part time business from home and need to change my home insurance policy to include my business. Has anyone any recommendations please. It is a holistic therapies business


Comments

  • Registered Users, Registered Users 2 Posts: 3,345 ✭✭✭phormium


    Try Pike Insurances, don't know if they can deal with your particular business but they are very helpful, no connection with them other than happy customer.


  • Registered Users, Registered Users 2 Posts: 2,344 ✭✭✭NUTLEY BOY


    Be clear about what cover you need in terms of covering the treatment risk.

    It is one thing to insure a premises against accidents incidental to the business as where someone trips over a loose carpet.

    It is probably something different if you are seeking cover in respect of a treatment that goes wrong.


  • Registered Users, Registered Users 2 Posts: 2,996 ✭✭✭Eggs For Dinner


    Personally, I'd find a house insurer who is happy to note your business AND take out a separate liability policy (including treatment risk as Nutley advises) specific to your occupation. Most trade associations have arranged group schemes available to members


  • Registered Users Posts: 117 ✭✭ChoKuRay


    thanks. I already have separate treatment insurance so its just the house as its use has been change now to business use. Found a crowd in Bray, Kidd Insurance and have an excellent quote but when i went to cancel my policy with my current insurers they said they maybe able to help now so I am waiting a call tomorrow.


  • Registered Users, Registered Users 2 Posts: 2,996 ✭✭✭Eggs For Dinner


    Kidd Insurances have been at that type of business a long time. I'd be happy with them (not connected in any way)


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