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Google Pay Limit with Phone

  • 24-11-2018 11:36am
    #1
    Wombatman
    Registered Users, Registered Users 2 Posts: 3,337 ✭✭✭


    Anyone know what the limit is with phone and NFC?

    Trying to use N26 as a joint account where I have phone and quear wan has card. Don't believe you can have two active N26 cards.

    AIB site says you can exceed the €30 limit with phone payment but it may be restricted by some merchant terminals.

    Anyone ever do transactions over the €30 limit with the phone and Google Pay?


Comments

  • #2
    Dardania
    Registered Users, Registered Users 2 Posts: 3,612 ✭✭✭Dardania


    Wombatman wrote: »
    Anyone know what the limit is with phone and NFC?

    Trying to use N26 as a joint account where I have phone and quear wan has card. Don't believe you can have two active N26 cards.

    AIB site says you can exceed the €30 limit with phone payment but it may be restricted by some merchant terminals.

    Anyone ever do transactions over the €30 limit with the phone and Google Pay?

    Yes worked fine for me.

    Not doing joint accounts is a weakness of N26 - so far the only modern fun tech I’ve found that does is bunq but that costs money.


  • #3
    TheChizler
    Registered Users, Registered Users 2 Posts: 9,464 ✭✭✭TheChizler


    I read somewhere the limit for Google Pay is €1M, so effectively just your bank card limit applies. I've made transactions in the hundreds using Google Pay in store. Tesco and a few others don't support it though.


  • #4
    368100
    Closed Accounts Posts: 2,067 ✭✭✭368100


    I did it for €200 a while ago ro my revolut account


  • #5
    The Mig
    Moderators, Sports Moderators Posts: 2,034 Mod ✭✭✭✭The Mig


    Different merchant banks have different limits and the limits are configured in the POS terminal.

    Generally it's up to €/£999,999.99 for a device verification transaction (GooglePay,ApplePay,GarminPay).

    But as mentioned some big stores are still only allowing up to €/£30 (Tesco,Lidl,Aldi).


  • #6
    TheChizler
    Registered Users, Registered Users 2 Posts: 9,464 ✭✭✭TheChizler


    The Mig wrote: »
    Generally it's up to €/£999,999.99 for a device verification transaction (GooglePay,ApplePay,GarminPay).
    Damn, was a cent off


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  • #7
    Spocker
    Moderators Posts: 6,864 ✭✭✭Spocker


    The Mig wrote: »
    Different merchant banks have different limits and the limits are configured in the POS terminal.

    Generally it's up to €/£999,999.99 for a device verification transaction (GooglePay,ApplePay,GarminPay).

    But as mentioned some big stores are still only allowing up to €/£30 (Tesco,Lidl,Aldi).

    I've used my Google Pay for more than €30 in my local Aldi (IIRC is was about €89). I've also paid over €800 in my local garage using Google Pay. As others have said, it's down to the merchant


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