Insurance for 2 cars

normanbond

I am going to insure 2 cars with 2 separate insurance policies in my own name.
If I was unfortunate to have an incident with one car and made a claim, would I lose my no claims bonus on both policies as both would be in my name?

endacl

Just the one the claim was made against, although you’d be obliged to declare the claim to the other insurer on renewal.

peteb2

normanbond wrote:

I am going to insure 2 cars with 2 separate insurance policies in my own name. If I was unfortunate to have an incident with one car and made a claim, would I lose my no claims bonus on both policies as both would be in my name?

Do you have two no claim bonus?

320d

how will you get a NCB on the second policy?

blastman

Some insurers will apply your NCB to a second policy, although I couldn't tell you off-hand which ones.

I have two cars insured on two policies however one is a classic policy and stipulates that the car is only used occasionally and you must have a regular daily driver policy.

320d

blastman wrote: »

Some insurers will apply your NCB to a second policy, although I couldn't tell you off-hand which ones.

I have two cars insured on two policies however one is a classic policy and stipulates that the car is only used occasionally and you must have a regular daily driver policy.

I used have two policies before also. The NCB was "mirrored" onto the second car. However the cost of insuring the second car under this system doubled within a year so I cancelled it and sold the car. Insurance company told me their aim was one car per owner to stop in their words so called named drivers being the actual main drivers.