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Credit card overlimit: affect Credit Score?

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  • 30-12-2018 9:51pm
    #1
    Registered Users Posts: 505 ✭✭✭


    I mistakenly went about 20€ overlimit on my AIB credit card, will this affect my credit in any way? Will it appear on the CCR ? I took it out of overlimit right away but I have been charged an overlimit fee so it definitely went through. So annoyed that the card didn’t decline as insufficient funds but it was my fault for overspending so I can’t complain really!


Comments

  • Registered Users Posts: 12,707 ✭✭✭✭Ally Dick


    You're talking to the wrong bank?


  • Closed Accounts Posts: 2,346 ✭✭✭Bank of Ireland: Tara


    Hi jayjay2010,

    Thanks for posting.

    If you contact your card provider, they can advise on this.

    Thanks
    Tara


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