Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Mortgage application

Options
  • 06-01-2019 12:44am
    #1
    Ngannou54
    Registered Users Posts: 58 ✭✭


    Hi my wife and I wish to apply for mortgage approval. However, I have just started a new job (€30,000 per annum, will go up substantially in 2 years). She is permanent (€67,000 per annum). We have the required deposit (€75,000) for a house in €350,000 range. What are the repercussions for us if we apply and we are rejected? How soon can we reapply? Could my salary be taken into consideration even though I have just started the role?


Comments

  • Options
    #2
    Bank of Ireland: Jennifer
    Closed Accounts Posts: 490 ✭✭Bank of Ireland: Jennifer


    Ngannou54 wrote: »
    Hi my wife and I wish to apply for mortgage approval. However, I have just started a new job (€30,000 per annum, will go up substantially in 2 years). She is permanent (€67,000 per annum). We have the required deposit (€75,000) for a house in €350,000 range. What are the repercussions for us if we apply and we are rejected? How soon can we reapply? Could my salary be taken into consideration even though I have just started the role?


    Hi Ngannou54,

    Thanks for getting in touch with us here. All applications are assessed on a case by case basis. However if you would like to discuss the particulars of your application you can call our Mortgage team on 016113333 and our Mortgage Specialists will be more than happy to discuss any queries you might have.


    Thanks Jen


Advertisement