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Missed Direct Debit

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  • 06-01-2019 4:31pm
    #1
    TMurphy
    Registered Users Posts: 5 ✭


    Hi guys I'm insured with aviva and my direct debit is due to go out tomorrow., I'm between jobs and my 1st pay check in 3 months is not till next week. What happens when you miss a direct debit for car insurance does anyone no?

    Thanks for your help


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    #2
    Fann Linn
    Registered Users Posts: 7,800 ✭✭✭Fann Linn


    TMurphy wrote: »
    Hi guys I'm insured with aviva and my direct debit is due to go out tomorrow., I'm between jobs and my 1st pay check in 3 months is not till next week. What happens when you miss a direct debit for car insurance does anyone no?

    Thanks for your help

    It'll be returned. You'll get billed a few quid for missing that payment and you'll probably receive a letter telling you they are going back in with the next 7 or 10 days for payment.

    Some insurance companies however seek full payment. Not sure about Aviva.


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    #3
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    TMurphy wrote: »
    Hi guys I'm insured with aviva and my direct debit is due to go out tomorrow., I'm between jobs and my 1st pay check in 3 months is not till next week. What happens when you miss a direct debit for car insurance does anyone no?

    Thanks for your help

    It could depend on the insurance company. Generally speaking, they will try again for the DD a week after the first one fails. If it fails a second time in the month, the insurance company will send you a registered letter seeking payment of the full balance within 30 days, or you'll face policy cancellation.


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