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Open drive with Liberty refused

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    #32
    Eggs For Dinner
    Registered Users Posts: 2,982 ✭✭✭Eggs For Dinner


    SCOOP 64 wrote: »
    but the policy's RSA through Aviva?

    Who is the insurer named on your certificate or disc?


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    #33
    SCOOP 64
    Registered Users Posts: 5,263 ✭✭✭SCOOP 64


    Eggs For Dinner wrote: »
    Who is the insurer named on your certificate or disc?


    RSA, but with Aviva.


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    #34
    Eggs For Dinner
    Registered Users Posts: 2,982 ✭✭✭Eggs For Dinner


    RSA is Royal Sun Alliance, Aviva and RSA are competitors. They don't place business with eachother the way brokers or underwriting agencies do.


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    #35
    SCOOP 64
    Registered Users Posts: 5,263 ✭✭✭SCOOP 64


    Eggs For Dinner wrote: »
    RSA is Royal Sun Alliance, Aviva and RSA are competitors. They don't place business with eachother the way brokers or underwriting agencies do.
    My wifes with bank of Ireland car insurance, policy also RSA, all certs, disc headed RSA also.


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    #36
    Eggs For Dinner
    Registered Users Posts: 2,982 ✭✭✭Eggs For Dinner


    SCOOP 64 wrote: »
    My wifes with bank of Ireland car insurance, policy also RSA, all certs, disc headed RSA also.

    Bank of Ireland are agents for RSA.

    Sorry, I'm not trying to be argumentative, just something isn't clear about the way you have your policy arranged


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    #37
    SCOOP 64
    Registered Users Posts: 5,263 ✭✭✭SCOOP 64


    Eggs For Dinner wrote: »
    Bank of Ireland are agents for RSA.

    Sorry, I'm not trying to be argumentative, just something isn't clear about the way you have your policy arranged


    No thats fine, it never accured to me about RSA/Aviva insurance, i pay Aviva, quote from Aviva, but all insurance documents RSA.


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    #38
    coylemj
    Registered Users Posts: 25,455 ✭✭✭✭coylemj


    SCOOP 64 wrote: »
    My wifes with bank of Ireland car insurance, policy also RSA, all certs, disc headed RSA also.

    I don't understand why Aviva are involved but it sounds like your policy is with RSA.

    In which case the requirement that the borrowed car has a policy of its own would not apply when you are using 'driving other cars' cover as RSA do not impose this condition.

    But note that every policy of motor insurance is governed by the policy document with individual variations/endorsements noted in the schedule and cert. they send you on each renewal. All of which is to say that no matter what they tell you on the phone or in an e-mail, the policy document rules.


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