Civil Service Take Home Pay

Podgerz

So I just accepted a post in the civil service. I am 26, single no kids and will be starting on 32000 (approx). I will be moving to Dublin and want to budget; especially for rent. My question is how much will I take home after tax/ pension etc to spend ? I've only historically worked in the private sector abroad so am unsure on the level of taxes etc to expect. It'd be great to know before I start house hunting and sign myself up for a rent I will be unable to afford, especially in Dublin.

Also: Are there any other benefits I should try and avail of while working in the civil service that may not be automatically clear?

Thanks

Tails142

Podgerz wrote: »

So I just accepted a post in the civil service. I am 26, single no kids and will be starting on 32000 (approx). I will be moving to Dublin and want to budget; especially for rent. My question is how much will I take home after tax/ pension etc to spend ? I've only historically worked in the private sector abroad so am unsure on the level of taxes etc to expect. It'd be great to know before I start house hunting and sign myself up for a rent I will be unable to afford, especially in Dublin.

Also: Are there any other benefits I should try and avail of while working in the civil service that may not be automatically clear?

Thanks

You will be getting about 450 a week. There's not really any other benefits that will put cash in your pocket other than paid maternity leave, paid sick leave etc. There are a small number of departments where you might be able to do paid overtime but its not common.

BazzyB

I would say you would be closer to €475 a week given the recent changes to the pension structure for new entrants etc.

bada_bing

first make sure your tax cert is up to date otherwise you'll be paying emergency tax which can take a huge chunk out of your pay cheque. I think you'll be netting approximately €2000 after taxes & deductions each month.

Riskymove

use this https://taxcalc.ie/budget-2019/

select "Public Servant" under "You are"

will give you net annual pay

yaya13

Can I ask what you pay for pension a week as a civil servant (co) starting off. Approx 29k gross per annumn

runawaybishop

875 for the year, 16.83 a week. Figures below from taxcalc.ie, left the defaults in so your milage may vary. Formatting is poop, sorry.

Gross Income	29,000
	Civil Service Pension	875
	Taxable	28,125
	Cutoff	42,000
	Credits	3,750
	Universal Social Charge	465
	PRSI	1,160
	Gross Tax	5,625
	Income Tax	1,875
	Net Income	24,625
	Per month	2,052
	Per fortnight	947
	Per week	474

yaya13

Great thanks v much for that

Cape Clear

https://www.boards.ie/discussion/comment/122054402#Comment_122054402

I make that 3% pension contribution. Is there also a 1.5% spouse & child deduction or is that included in the 3% pension deduction. PRSI will also rise to 4.1% later in the year. October I think.

Ezeoul

Depending on where you are living / if you are commuting, you could look into this:

https://www.citizensinformation.ie/en/travel-and-recreation/public-transport/public-transport-commuter-tickets-and-tax/

My dept runs it with deduction at source.