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Car insurance premium - sleep apnoea

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  • 21-02-2019 1:31am
    #1
    Coooker
    Registered Users Posts: 5 ✭


    My friend is having problems with her sleep and has had medical advice from a specialist suggesting it is likely obstructive sleep apnoea. Her next step is to get the formal apnoea testing done before she can get a formal diagnosis and treatment. She has now told me that she is not willing to get tested as she is afraid it will mean she will not be able to afford her car insurance premiums as you must advise the car licensing authority if you have been diagnosed and there are rules to be followed. I think it would be irresponsible not to follow this up as I know it is having a terrible impact on her health and well-being. Has anyone been diagnosed with sleep apnoea and can you advise your experience of maintaining your driving license and how much did it impact your car insurance premium exactly please? TIA :-)


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    #2
    Liberty Insurance: Mary
    Company Representative Posts: 35 Verified rep ✭Liberty Insurance: Mary


    Coooker wrote: »
    My friend is having problems with her sleep and has had medical advice from a specialist suggesting it is likely obstructive sleep apnoea. Her next step is to get the formal apnoea testing done before she can get a formal diagnosis and treatment. She has now told me that she is not willing to get tested as she is afraid it will mean she will not be able to afford her car insurance premiums as you must advise the car licensing authority if you have been diagnosed and there are rules to be followed. I think it would be irresponsible not to follow this up as I know it is having a terrible impact on her health and well-being. Has anyone been diagnosed with sleep apnoea and can you advise your experience of maintaining your driving license and how much did it impact your car insurance premium exactly please? TIA :-)
    Hi 

    You must let your Insurance company know if you have any medical conditions which must be reported to the driving licencing authorities.  You should DM the policy number and details to us or contact us on 1890 89 1890 to discuss this further.

    Regards 

    Mary 


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