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ICB

JENNYMC928 · 2019-03-01 15:09:28

Just looking for some advice re ICB, got a phone call from a woman in the ICB asking if i has a problem with a credit card and I said no. She said that someone with the same name and DOB had come up and that she would unclick it. Does this mean that if a bank searches my ICB that someone else’s bad debt will show up? I’m…

01-03-2019 4:09pm

#1

JENNYMC928

Registered Users Posts: 5 ✭

Join Date: January 2019

Posts: 2

Just looking for some advice re ICB, got a phone call from a woman in the ICB asking if i has a problem with a credit card and I said no. She said that someone with the same name and DOB had come up and that she would unclick it. Does this mean that if a bank searches my ICB that someone else’s bad debt will show up? I’m looking to go for a mortgage towards the end of the year and I don’t want this causing issues

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Comments

#2 01-03-2019 5:04pm

Wheety

Registered Users, Registered Users 2 Posts: 5,512 ✭✭✭

Join Date: May 2008

Posts: 5330

Would it not be the revoked credit card with Bank of Ireland from another thread?

I've never heard of them phoning people though.

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#3 04-03-2019 1:02pm

Trish56

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Join Date: November 2012

Posts: 1244

Apply to www.icb.ie to get your credit report and then deal with the problem by contacting the lender.

Very unusual to get a call from the ICB.

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#4 04-03-2019 3:02pm

Henry Ford III

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Posts: 17397

Smells of a scam tbh.

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#5 21-03-2019 2:59pm

JENNYMC928

Registered Users Posts: 5 ✭

Join Date: January 2019

Posts: 2

No It was a different credit card, The other credit card I had was a student credit card which has since been cleared. It was from Ulster Bank and a different address.

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