Your pension is destroying the planet

Autosport

If I knew then what I know now I wouldn't have bothered starting a pension. Is it too late for me I'm only in the pension 15 years

ohfa6muwtsvkc1

Autosport wrote: »

If I knew then what I know now I wouldn't have bothered starting a pension. Is it too late for me I'm only in the pension 15 years

Stop contributing to it.

gozunda

Colby Jealous Menswear wrote: »

Countless generations of humans managed to live their lives without destorying the planet for their children. We're the abnormality, the wrong ones.

Destory capitalism, not the planet. Get rid of your pensions and "invest" in local ground level political action aimed at overthrowing the current order.

Haha I knew there was a ideology in there somewhere. Communism interstingly enough is just as bad if not worse for the environment. See Russia's industrial expansion during the cold war era. Concerns about the 'planet' didn't get a look in sideways tbh. Today China is the number one emitter of carbon dioxide worldwide.

Humans have always had a detrimental impact on their environment throughout history. The difference now is that the total mass of humanity is insatiable with regard to the use of existing resources.

ohfa6muwtsvkc1

China has a sixth (seventh?) of the population of the planet and are industrialising in a massive scale. hardly surprising they're number one. And they're hardly communist.

gozunda

Colby Jealous Menswear wrote: »

China has a sixth (seventh?) of the population of the planet and are industrialising in a massive scale. hardly surprising they're number one. And they're hardly communist.

Yup there are and itcwouod appear they are hell bent on overtaking the rest of the planet. I didn't say they are now communist either. Afaik they are listed as a socialist political system. And that's not particularly environmentally friendly either ...

Badly Drunk Boy

Lilliana Salmon Socialism wrote: »

Cannibalism is the solution to world overpopulation and world hunger.

Jonathan Swift, author of Gulliver's Travels, had that idea too, in A Modest Proposal, nearly 300 years ago. We could modify the idea for all round the world, and not just for Ireland.

A Modest Proposal For preventing the Children of Poor People From being a Burthen to Their Parents or Country, and For making them Beneficial to the Publick, commonly referred to as A Modest Proposal, is a Juvenalian satirical essay written and published anonymously by Jonathan Swift in 1729. The essay suggests that the impoverished Irish might ease their economic troubles by selling their children as food for rich gentlemen and ladies. This satirical hyperbole mocked heartless attitudes towards the poor, as well as British policy toward the Irish in general.

Franz Von Peppercorn

Colby Jealous Menswear wrote: »

Care to share what fund etc yours is invested in then?

I love the attacks on me from various posts. Look I don't have the answers, that's something we as a society need to address. But shovelling money into Shoot Brown People Inc. and Oil Spills'r'us isn't the answer. I suspect you all know it's evil and I geddit, it's hard to deal with. But we need to be honest with each other.

I’ll be honest with you Eldon, my pension isn’t in oil or weapons. How do I know you will ask? I’ll be honest with you Eldon, I do know.

Franz Von Peppercorn

Colby Jealous Menswear wrote: »

Government based solution?

A return to the family being the main source of support for the eldery, in conjunction with the gov? Like Asian countries continue to do.

We could fund this by taxation which would come from....?

Anyone?

Anyone?

Taxes..

Taxes on...?

Anyone?

Anyone?

Capitalist companies and labour employed therein.

Might need a rethink.

Ipso

Franz Von Peppercorn wrote: »

We could fund this by taxation which would come from....?

Anyone?

Anyone?

Taxes..

Taxes on...?

Anyone?

Anyone?

Capitalist companies and labour employed therein.

Might need a rethink.

Infairness it probbaly sounded better when he was in the student bar.

Beasty

I fully expect my pensions to be sustaining the economy of some Caribbean or South Pacific island in due course...

….I will though be baling out of said island when global warming threatens sinking it below the relevant ocean waves

Spanish Eyes

It’s OK. Civil and PS pensions are totally ethical.

They are paid out from current taxes. No investments ethical or otherwise required. Happy days.

ohfa6muwtsvkc1

Franz Von Peppercorn wrote: »

We could fund this by taxation which would come from....?

Anyone?

Anyone?

Taxes..

Taxes on...?

Anyone?

Anyone?

Capitalist companies and labour employed therein.

Might need a rethink.

Ah fair enough. Keep killing brown lads, polluting the oceans and raising the temp of the Earth enough to bake us all. Sounds like a fine approach to providing for old people.

Hobosan

We have many problems. Who is going to solve those problems you ask? People, that's who. Therefore if we have more people, we can solve more problems. So the solution to our problems is to increase the number of people.

Beasty

Hobosan wrote: »

We have many problems. Who is going to solve those problems you ask? People, that's who. Therefore if we have more people, we can solve more problems. So the solution to our problems is to increase the number of people.

It's typically the non-pensioners who solve the problems. Euthanasia could deal with both issues

Hobosan

Colby Jealous Menswear wrote: »

Ah fair enough. Keep killing brown lads, polluting the oceans and raising the temp of the Earth enough to bake us all. Sounds like a fine approach to providing for old people.

According to available science, Climate Change skeptics are more likely to be environmentally friendly than Climate Change believers.

As much as I want to fly my private jet around and warn the masses of their folly, I choose to live in ignorance for the benefit of humanity.

(Food for thought when one hears people bleating loudly about trendy topics.)

Hobosan

Beasty wrote: »

It's typically the non-pensioners who solve the problems. Euthanasia could deal with both issues

We could force the elderly to scavenge and live on the streets. That way we could keep people employed in homeless charities while also freeing up housing and revenue.

With the advancement in modern propaganda, it may even be possible to portray the homeless scavenging lifestyle as akin to a Diogenes lifestyle, and they'll be positively delighted in their squalor!

elperello

Most of the main players in the financial arena offer "ethical" pension options.
If you don't like the look of them you could always do your own due diligence and pick investments that you personally approve of.

If you have any spare cash knocking around buy a few acres and plant it with native species trees. You will be helping to save the planet and when you retire you will have a nice open air hobby. The thinnings will keep your house warm and you will get lots of exercise.

Ubbquittious

If everyone took all their money out of the banks, stopped getting loans and buying ****e they don't need the system would collapse and global warming would be solved

Franz Von Peppercorn

Colby Jealous Menswear wrote: »

Ah fair enough. Keep killing brown lads, polluting the oceans and raising the temp of the Earth enough to bake us all. Sounds like a fine approach to providing for old people.

I don’t think you understood my arguments at all. Not one bit. Read it again. Try work out where government money comes from.

Btw I work to solve climate change myself. Not just talk nonsense on the internet.

Franz Von Peppercorn

Hobosan wrote: »

According to available science, Climate Change skeptics are more likely to be environmentally friendly than Climate Change believers.

As much as I want to fly my private jet around and warn the masses of their folly, I choose to live in ignorance for the benefit of humanity.

(Food for thought when one hears people bleating loudly about trendy topics.)

I’d believe that from my own personal experience. There’s the odd recycling of plastic and then the trip to India.

The first thing to do about climate change is to ban private jets.

stefanovich

Health insurance companies only recently stopped investing in big tobacco.

ohfa6muwtsvkc1

Franz Von Peppercorn wrote: »

Try work out where government money comes from.

Well it depends. Some governments magic money out of thin air themselves, others give certain banks the ability to magic it and lend it back to the gov for a fee and others borrow from other countries and their magic supply.

Btw I work to solve climate change myself. Not just talk nonsense on the internet.

:rolleyes:

ohfa6muwtsvkc1

Franz Von Peppercorn wrote: »

I’d believe that from my own personal experience. There’s the odd recycling of plastic and then the trip to India.

The first thing to do about climate change is to ban private jets.

And private space flights. Some arsehle billionaire who wants to kill us all so they can spin around in zero-g and get some snaps for IG is not more important than the environment.

RedRochey

Surprised no one has mentioned Thanos yet . . .

Franz Von Peppercorn

Colby Jealous Menswear wrote: »

Well it depends. Some governments magic money out of thin air themselves, others give certain banks the ability to magic it and lend it back to the gov for a fee and others borrow from other countries and their magic supply.




:rolleyes:

Lol. Plenty of research in the area.

Try do something useful Eldon. Capitalism isn’t going to be dismantled and if it was you wouldn’t want to live in the mad max environment that ensued.

Ulysses Gaze

Franz Von Peppercorn wrote: »

Lol. Plenty of research in the area.

Try do something useful Eldon. Capitalism isn’t going to be dismantled and if it was you wouldn’t want to live in the mad max environment that ensued.

Well Socialism/Communism/Marxist-Leninism would lead to population reduction as it generally leads to the deaths of hundreds of millions....

red petal

Colby Jealous Menswear wrote: »

Hands up who has any idea what's in their pension. I encourage everyone foolish enough to have one to go and examine it closely. What 99% of people will find is

a) you're being screwed on fees by the provider
b) there might be a company appointed "financial advisor" taking a bit of your pie for absolutely nothing
c) that your investments are in companies making weapons of war, energy companies destroying the planet, big tobacco and big pharma etc etc

Congrats! Your helping to destroy the planet! And not only that, you're being ripped off along the way

This madness has got to stop. How can someone contribute to this is amazing to me. We all need to make a stand and stop greasing the wheels of this destruction.

I looked at this thread because I have no interest in contributing to a pension but want to have an alternative or know other options.

Seems your intention with this thread is more a rant about the planet rather than a helpful thread. Rants like this make peoples points far less valid and in turn they're less likely to listen to your points because there's no useful information.

But glad you got it off your chest.

ohfa6muwtsvkc1

SCENE: A speeding train

*Door slams open on carriage*

Man: THE DRIVER IS DEAD! The train is speeding out of control! We're heading into a sharp turn a few miles ahead. We're all gonna die!

Boarder 1: Ah yeah, well what's your solution?

Boarder 2: I suppose you want to drive the train then?

Boarder 3: How are we supposed to get to <destination> if we're not on the train?

Boarder 4: *thanks*

Boarder 5: Huh, sure I like speeding trains.

ytpe2r5bxkn0c1

red petal wrote: »

I looked at this thread because I have no interest in contributing to a pension but want to have an alternative or know other options.

Seems your intention with this thread is more a rant about the planet rather than a helpful thread. Rants like this make peoples points far less valid and in turn they're less likely to listen to your points because there's no useful information.

But glad you got it off your chest.

Same with me. The issues the OP has have nothing to do with pensions and would be still there with or without pension funds.


As for the assertions that people are being ripped off: they don't hold water when one sees, and enjoys, the benefits of said pension funds during retirement.

The OP would rather we all live in poverty in our old age and that the state bears the full cost of keeping us. A most unsustainable philosophy.

ytpe2r5bxkn0c1

Colby Jealous Menswear wrote: »

SCENE: A speeding train

*Door slams open on carriage*

Man: THE DRIVER IS DEAD! The train is speeding out of control! We're heading into a sharp turn a few miles ahead. We're all gonna die!

Boarder 1: Ah yeah, well what's your solution?

Boarder 2: I suppose you want to drive the train then?

Boarder 3: How are we supposed to get to <destination> if we're not on the train?

Boarder 4: *thanks*

Boarder 5: Huh, sure I like speeding trains.

Boarders 6 to 60: But you're wrong, the driver isn't dead.

RedRochey

It could all be a clever plot by the OP to stop us contributing to pensions, so we therefore end up paying more income tax, which goes to the government, who will then spend that tax on the OP and whatever they want to do

ohfa6muwtsvkc1

Jasper Damaged Youth wrote: »

The OP would rather we all live in poverty in our old age and that the state bears the full cost of keeping us. A most unsustainable philosophy.

I haven't said that. Increased state costs, most likely. But also families should play a greater role in looking after the old. more community based efforts. But y'know, feel free to chime in yourself with an idea.

Boarders 6 to 60: But you're wrong, the driver isn't dead.

If your pension has an exposure to the S&p500 and the FTSE, you're knee deep in complicity and should be ashamed.

cbyrd

I have silver, lovely bars of silver and lovely shiny coins.. That's my pension.

red petal

But y'know, feel free to chime in yourself with an idea.



You're the OP, surely you have the right ideas otherwise why start a thread? If you're looking to influence people into making better decisions, show them the alternative. If you don't have an alternative, stop giving out.

ohfa6muwtsvkc1

red petal wrote: »

You're the OP, surely you have the right ideas otherwise why start a thread?

Is that the requirement for a thread? Point me to FAQs which state that.

gozunda

Colby Jealous Menswear wrote: »

SCENE: A speeding train

*Door slams open on carriage*

Man: THE DRIVER IS DEAD! The train is speeding out of control! We're heading into a sharp turn a few miles ahead. We're all gonna die!

Boarder 1: Ah yeah, well what's your solution?

Boarder 2: I suppose you want to drive the train then?

Boarder 3: How are we supposed to get to <destination> if we're not on the train?

Boarder 4: *thanks*

Boarder 5: Huh, sure I like speeding trains.

Man: Quick lets all jump off the train! Whats the worse that can happen!

Man then jumps off train. Aaaarrrghhhhh. Man never seen again.

Epilogue:

Driver returns from bathroom break and thanks the co-driver. Train safely arrives at destination

Rest of passengers get on with their lives.

red petal

Colby Jealous Menswear wrote: »

Is that the requirement for a thread? Point me to FAQs which state that.

I believe the moderators left that bit of common sense out for fear of it taking up too much space in the universe and causing the planet to explode. Obviously!

Colonel Claptrap

Colby Jealous Menswear wrote: »

If your pension has an exposure to the S&p500 and the FTSE, you're knee deep in complicity and should be ashamed.

OP my pension shorts those investments.

Am i still going to hell?

ohfa6muwtsvkc1

red petal wrote: »

I believe the moderators left that bit of common sense out for fear of it taking up too much space in the universe and causing the planet to explode. Obviously!

In other words, you're wrong and your backset moderation is wrong. Good.

Badly Drunk Boy

Hobosan wrote: »

We could force the elderly to scavenge and live on the streets. That way we could keep people employed in homeless charities while also freeing up housing and revenue.

With the advancement in modern propaganda, it may even be possible to portray the homeless scavenging lifestyle as akin to a Diogenes lifestyle, and they'll be positively delighted in their squalor!

That's a bit cynical...

sbsquarepants

Colby Jealous Menswear wrote: »

1 - Let's not have a system where everyone funds the destruction of the planet, the raping of the third world and the proliferation of war.

2 - Now we're at a good stage. Let's get together and discuss. I propose a radical overhaul of the global economy to one for people rather than for the current madness. No reason the government in this system couldn't be the one that provides for people from cradle to grave.

I got my pension statement the other day - I was wondering what the hell that "3rd world raping fund" thing was about. I didn't want to admit I didn't understand so I just told them to up it to 25%.

I feel terrible now - note to self, reduce to 10% max, next year.

ohfa6muwtsvkc1

sbsquarepants wrote: »

I got my pension statement the other day - I was wondering what the hell that "3rd world raping fund" thing was about. I didn't want to admit I didn't understand so I just told them to up it to 25%.

I feel terrible now - note to self, reduce to 10% max, next year.

So what's your pension invested in? You can link us to the factsheet if you want and I'll take a look.

Badly Drunk Boy

Colby Jealous Menswear wrote: »

Is that the requirement for a thread? Point me to FAQs which state that.

It's not a requirement but you started the thread attacking people who have pensions, but barely have any other contributions other than "The government will pay, and your kids might help too...".

Anyway, I'm happy enough with my pension, having started it 20 years ago. Thankfully, I happened to opt for the Kill-The-Brown-Lads/Destroy-The-Planet pension, so I knew what I was getting into and it's working out quite well! :cool:

ohfa6muwtsvkc1

Ok, to all the moaners here's my solid steps that I think everyone reading this should take.

1 - Stop your pension contributions. Right now.
2 - Divest the money currently in there to some ethical fund (proper ethical ones) or just leave as cash preferably if you can't research right now.
3 - "Invest" in your local community. Get active in social justice groups, help the eldery groups.
4 -Get active in local activism. Hound FF/FG/who-ever politicians in public. Demand better for the nation's elderly.
5 - get active in alternative politics. march. Demand better. Don't accept the current system.

Franz Von Peppercorn

Colby Jealous Menswear wrote: »

So what's your pension invested in? You can link us to the factsheet if you want and I'll take a look.

I think that might violate GDPR.

SortingYouOut

OP, what is your financial plan for when you're at retirement age if you don't have a pension contribution?

Ush1

Is alternative politics like alternative facts?

Franz Von Peppercorn

Colby Jealous Menswear wrote: »

Ok, to all the moaners here's my solid steps that I think everyone reading this should take.

1 - Stop your pension contributions. Right now.
2 - Divest the money currently in there to some ethical fund (proper ethical ones) or just leave as cash preferably if you can't research right now.
3 - "Invest" in your local community. Get active in social justice groups, help the eldery groups.
4 -Get active in local activism. Hound FF/FG/who-ever politicians in public. Demand better for the nation's elderly.
5 - get active in alternative politics. march. Demand better. Don't accept the current system.

We’d all still be eating cat food when we’re 68 though.

It’s a bit odd to ask the only people likely to be poor when older - the private sector worker - to be even poorer. For social solidarity sake maybe first get rid of all gold plated state pensions and use that saved cost to get everyone on a reasonable state pension. Then we wouldn’t need to pop up on the auld private.

ohfa6muwtsvkc1

Franz Von Peppercorn wrote: »

I think that might violate GDPR.

Not at all. The standard provider's fund sheets are readily available. And if they've cooked up something different, then no bother.

GDPR doesn't come into it at all.

sbsquarepants

Colby Jealous Menswear wrote: »

So what's your pension invested in? You can link us to the factsheet if you want and I'll take a look.

Well there's 25% in the raping fund
25% in gold (mostly pillaged from ancient tombs I believe)
25% in the global weapons of war fund (split evenly between conventional and chemical weapons, I don't do nuclear -I'm not a monster)
Take out fees and admin and then they just stick the rest on the euromillions I think