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Mortgage

floorboard222 · 2019-03-08 16:38:25

I have read that it is not possible to get a mortgage for a house in a rural area when the house does not have a direct entrance from a public road and instead has access to the road via a right of way along a private lane owned by somebody else. Is this the case with some Irish banks?

08-03-2019 5:38pm

#1

floorboard222

Registered Users Posts: 16 ✭

Join Date: February 2019

Posts: 10

I have read that it is not possible to get a mortgage for a house in a rural area when the house does not have a direct entrance from a public road and instead has access to the road via a right of way along a private lane owned by somebody else.

Is this the case with some Irish banks?

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Comments

#2 08-03-2019 5:49pm

FlipperThePriest

Subscribers Posts: 692 ✭✭✭

Join Date: July 2007

Posts: 655

I was approved last year for a second hand house. It shares a right of way to the public road with 2 others. Written into my title (Burdens & Notice of Burdens) is permission from the two others that shared the lane at time of building (in the 80s) granting the owner full access to the right of way. This carries over to any owner thereafter as far as I know. This never came up with my bank at any stage, but my solicitor made sure to see it was all in order.

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