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banking fees

chippie1774 · 2019-03-11 20:51:50

hi guys , applied for an over draft on my ptsb account .... so the charges for €1500 over draft , is €25 set up , €25 annual there after . 15 % interest on the €1500 , and 12% if i go over the set amount. does that sound right ....

11-03-2019 9:51pm

#1

chippie1774

Registered Users Posts: 27 ✭

Join Date: April 2010

Posts: 24

hi guys ,

applied for an over draft on my ptsb account .... so the charges for €1500 over draft , is €25 set up , €25 annual there after . 15 % interest on the €1500 , and 12% if i go over the set amount.
does that sound right ....

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#2 11-03-2019 10:26pm

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Join Date: July 2012

Posts: 1993

chippie1774 wrote: »

hi guys ,

applied for an over draft on my ptsb account .... so the charges for €1500 over draft , is €25 set up , €25 annual there after . 15 % interest on the €1500 , and 12% if i go over the set amount.
does that sound right ....

Yes....but you only pay the 15% when you are in the overdraft....if you bring the account back to Credit, interest stops accruing

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