Travel Insurance

Ace2007

Just looking at my current travel insurance policy and it’s not entirely clear if say Business Class flights are covered, or even say first class.

In the pass I may have paid for the odd upgrade or gone business for special occasions but have only thought now was I actually covered if someone happened. I just have the standard VHI Multitrip cover, and got me thinking that surely there should be an add on for business/first class travel.

Is it standard for the cost not to be included?

coylemj

Check your policy for a monetary limit for each claim under cancellation/curtailment.

Ace2007

coylemj wrote: »

Check your policy for a monetary limit for each claim under cancellation/curtailment.

Just cause something is within the monetary limit doesn’t mean that it’s covered though.

coylemj

Ace2007 wrote: »

Just cause something is within the monetary limit doesn’t mean that it’s covered though.

Read the policy document and see if there's any mention of business or first class travel.

Ace2007

coylemj wrote: »

Read the policy document and see if there's any mention of business or first class travel.

Ended up being advised that if I cancel a trip then it's covered but if a trip is curtailed that it's not covered and that I lose the cost of the business trip home. They will however cover cost of economy flight home.

I wonder how many people are aware of this when booking for special occasions etc, that if something goes wrong that they might not be covered and could be out of pocket a few thousand.

Calahonda52

heading off on Tuesday so need to put something in place.
Thanks