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Car off road and insurance

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  • 29-03-2019 10:19am
    #1
    dave1982
    Registered Users Posts: 4,604 ✭✭✭


    Quick question, my cars packed in before christmas cost too much to fix not and not worth doing it and i cant afford to replace at moment. We are currently sharing wifes car and managing fine but i still paying insurance on my old car. Is there any way to cancel insurance without losing no claims 10 years plus


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    #2
    Esel
    Registered Users Posts: 22,329 ✭✭✭✭Esel


    Afaik you can suspend or cancel the policy, and your NCB will not lapse for two years. Check this with your insurer.

    Not your ornery onager



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    #3
    9935452
    Registered Users Posts: 2,757 ✭✭✭9935452


    You might be able to pause it for a few months.
    Talk to your insurer


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    #4
    grogi
    Registered Users Posts: 8,615 ✭✭✭grogi


    dave1982 wrote: »
    Quick question, my cars packed in before christmas cost too much to fix not and not worth doing it and i cant afford to replace at moment. We are currently sharing wifes car and managing fine but i still paying insurance on my old car. Is there any way to cancel insurance without losing no claims 10 years plus

    Suspend the insurance, and once wife's runs out, resume it and transfer to her vehicle.


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    #5
    coylemj
    Registered Users Posts: 25,455 ✭✭✭✭coylemj


    grogi wrote: »
    Suspend the insurance, and once wife's runs out, resume it and transfer to her vehicle.

    +1 make sure your car is not parked on a public road, take off the disc and bring or post the cert and disc to the insurance company and ask them to suspend the policy.


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