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Reissue of One4All card?

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  • 08-04-2019 2:45pm
    #1
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭


    Does anyone know if One4All still reissue cards?

    I have one, €50 value, last 3 years in my wallet..says expiry 12-2019.
    But just checked balance online and its now worth 7.95 ???

    Apparently T&Cs state:
    Inactive Balance Charge
    6.2 A monthly inactive balance charge of €1.45 (or the credit balance on the Card, if lower) will be charged after the Card has been in issue for 12 months. This charge will start to be applied from the following month and will continue until such times as the balance on the Card is zero and this Agreement is terminated.

    But I believe you can return it for a fee of €5 and have it reissued? Anyone know if this is so?

    TIA


Comments

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    #2
    L1011
    Registered Users Posts: 69,013 ✭✭✭✭L1011


    Reissue is for lost or damaged cards, not to wipe the "inactive balance charge" off. Was meant to be legislated out of existence but as yet nothing has happened.


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    #3
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭Zipppy


    L1011 wrote: »
    Reissue is for lost or damaged cards, not to wipe the "inactive balance charge" off. Was meant to be legislated out of existence but as yet nothing has happened.

    Can I claim it's lost but that I saved the number?
    Maybe I'd only get the €7.95 back?


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    #4
    28064212
    Registered Users Posts: 10,653 ✭✭✭✭28064212


    Zipppy wrote: »
    Can I claim it's lost but that I saved the number?
    Maybe I'd only get the €7.95 back?
    Well, €2.95 after the €5 reissue charge is applied. But yes, that is what would happen

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    #5
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭Zipppy


    28064212 wrote: »
    Well, €2.95 after the €5 reissue charge is applied. But yes, that is what would happen

    Right best spend my €7.95 today so :(

    Thank you for responses!


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    #6
    FishOnABike
    Registered Users Posts: 4,482 ✭✭✭FishOnABike


    I'd say you've missed the boat, and the card would be reissued for the currently outstanding balance so after the €5 reissue fee you would have a card with less than €3 balance on it.

    The smart thing to do would have been to use the one4all card to pay for a new one4all card every 11 / 12 months to reset the clock on the monthly maintenance fee cutting in. I've never tried it myself but I can't see anything stopping someone doing this. The transaction cost should be less than the monthly maintenance fee over the next year.


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    #7
    antix80
    Registered Users Posts: 2,419 ✭✭✭antix80


    FishOnABike wrote: »
    The smart thing to do would have been to use the one4all card to pay for a new one4all card every 11 / 12 months to reset the clock on the monthly maintenance fee cutting in.

    That's the smart thing to do? :rolleyes:


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    #8
    FishOnABike
    Registered Users Posts: 4,482 ✭✭✭FishOnABike


    antix80 wrote: »
    That's the smart thing to do? :rolleyes:

    Once you have one, spend it before the monthly fee kicks in or if you're coming up to the year and haven't found something worthwhile to spend it on it would cost €2 (not much more than the monthly fee) to use it to buy another one4all card which is good for another year.


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    #9
    TerrorFirmer
    Closed Accounts Posts: 29,930 ✭✭✭✭TerrorFirmer


    I understand people forgetting about one definitely, we've all been there, but I think his point was it's hard to believe anyone wouldn't find something worthwhile to spend €50 on in a year!


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