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AIB rate reduction

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    #92
    lau1247
    Registered Users Posts: 2,162 ✭✭✭lau1247


    earl28 wrote: »
    I took out my mortgage last year with Haven on the 2.95% variable rate for LTV of 50% - 80%. Going to make a lump sum payment shortly that will me get below 50% LTV.

    Question I have is, once under 50% LTV can I get a valuation and move to the <=50% LTV variable rate (2.75%) or am I stuck on the 50% - 80% variable rate that I qualified for when taking out the mortgage?

    You can move rate.

    Here is the info

    https://www.havenmortgages.ie/mortgage-centre/ltv-rate-change

    West Dublin, ☀️ 7.83kWp ⚡5.66 kWp South West, ⚡2.18 kWp North East



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    #93
    sk8board
    Registered Users Posts: 3,338 ✭✭✭sk8board


    earl28 wrote: »
    I took out my mortgage last year with Haven on the 2.95% variable rate for LTV of 50% - 80%. Going to make a lump sum payment shortly that will me get below 50% LTV.

    Question I have is, once under 50% LTV can I get a valuation and move to the <=50% LTV variable rate (2.75%) or am I stuck on the 50% - 80% variable rate that I qualified for when taking out the mortgage?

    In my case AIB sent a letter about a month ago that there was a 2.75% variable rate for LTV <50% available to me, just to send in a €150 accredited valuation and a form.
    Awaiting the valuation now to move. Current rate is 3.15% variable.
    Looking at bonkers, that 2.75% rate is the best variable out there.


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