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Amendment to income protection policy query

Memory101 · 2019-04-14 10:28:13

Hi. Curious if anyone has had success amending the deferred period on an income protection policy? I have a long standing policy but have recently changed to public service so have a few months sick pay now. I'm having no luck changing policy so far. I'm somewhat conflicted - while I understand that policy amendments are…

14-04-2019 11:28am

#1

Memory101

Registered Users Posts: 16 ✭

Join Date: April 2019

Posts: 11

Hi. Curious if anyone has had success amending the deferred period on an income protection policy? I have a long standing policy but have recently changed to public service so have a few months sick pay now. I'm having no luck changing policy so far.
I'm somewhat conflicted - while I understand that policy amendments are at the discretion of insurer (if not specified in T&Cs....which this isnt), I think it's totally unfair in this case as they still won't pay out until after my HSE sick pay. So I'm paying for a level of cover they will never provide.
Any thoughts from the more knowledgeable than me?
Thanks in advance!

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